Financial aid

<p>Hi guys!</p>

<p>I’ve have a few questions concerning FA. Imagine they give you fin aid in grants, loans and the employment.
Is it possible to accept only grants and the employment and refuse their loan, i.e. you choose to take a lone from some bank at your home country?</p>

<p>No need to accept any loans, even if they are offered.</p>

<p>Is that 100% sure</p>

<p>For 100% accurate answers, always contact the financial aid office! They’ll be happy to help you.</p>

<p>Yeah, that sounds right. At least for every other college, if you don’t want a part of their FA package, you cross it off and send it back signed.</p>

<p>Ok tnx guys, I’ll wait for the letter and then will definitely contact the fin aid office.</p>

<p>guys do any of you know how much does BArd offer as loan( if required)? I heard they typically provide around $4000 as loan and $3000 as work-study for those who need them.</p>

<p>P.S. we will be hearing next week about fin aid packages</p>

<p>@luluzg. Could you please tell how much did you write in your financial aid documents that you family can contribute each year. I basically just got an email that says “Our review of your financial resources indicates that you are not able to meet a significant portion of our expenses each year. Your need is greater than we can meet with scholarship, loan, and campus employment…If you are able to acquire and/or furnish additional funding, please let us know and we may be able to reconsider your application.”
I indicated that my family can contribute something around 800$ a year( which is actually true considering that I’m only living with my mother and wages in Ukraine are super-low). Basically, now that they wrote this email, I’m thinking about taking loan here in Ukraine, but I need to know what is the minimum amount that they expect me to contribute each year. Any advice would be extremely appreciated, especially from luluzg as I know he also had difficulties with financial aid at Bard</p>

<p>Hi,</p>

<p>I put a five figure number as my EFC but more details on your private message.</p>

<p>did anyone receive the fin aid package</p>

<p>I called fin aid office today and they told me they are sending them today afternoon. Internationals will either receive e-mails today or tomorrow afternoon.</p>

<p>@luluzg, u are Levy Scholar right? Levy Scholars automatically get full-tuition? If yes, do you know if any other scholarships/loans etc. can be added to the ‘special scholarship’ such as Levy Scholarship?</p>

<p>Yes, additional financial aid can be added to the special full tuition scholarships, if there is need shown. Might be loans, work study, etc, and not necessarily grants.</p>

<p>Tnx Santiago!</p>

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<p>It says this is true for the full tuition grants, but not for the EEOC grant. I’m wondering if “what it would cost them to attend an appropriate four-year public college or university in their home state” takes into account the need and merit grants that student would have gotten from the home state school, and if “appropriate” necessarily means the (more expensive) flagship campus?</p>

<p>Hi all,</p>

<p>So I was accepted into Bard (my first choice), but the only problem is that at this point I can’t afford to attend. I was offered $24,000 a year in scholarship money, $1,000 a year in Perkins loans, $3,500 in subsidized loans, $2,000 in unsubsidized loans, and $1,650 in work study.</p>

<p>However, my family can only afford to pay about $15,000 a year (although our EFC is approximately $20,000), and I would like to avoid loans as much as possible. Basically if I were to receive about $10,000 more in scholarship money from Bard it would make it possible for me to attend.</p>

<p>I have heard of others “negotiating” with their top choice colleges to receive more financial aid, and I was wondering how I should go about this? Would it be better to call them or just send them an e-mail? Also I am not sure what to say if I do ask about receiving more aid. Moreover, I would like to know if receiving $10,000 more sounds realistic. Any feedback would be greatly appreciated, especially from those who have successfully negotiated for more aid.</p>

<p>Thank you!</p>

<p>How can you receive a perkins loan w/ a 20K EFC?
My EFC=0 and some places didn’t even give me one, I haven’t received my aid letter from Bard yet but based on that their aid sounds pretty good, nevertheless negotiating can’t hurt if your ability to attend is in question.</p>

<p>@ emerica</p>

<p>when i was negotiating my fa package, i explained why we couldnt afford xx money and i put all the figures on the paper to back it up. </p>

<p>Could u tell me whats the total cost for 2010-11?</p>

<p>Costs Bard College
2010-2011 Tuition 40,840
2010-2011 Room or R&B 11,810
2010-2011 Board if sep<br>
2010-2011 Mandatory Fees 1,060
orientation cost 570
Mandatory Health<br>
Student activity fee<br>
Recreation center fee<br>
Academic services fee<br>
Total TRB&mandatoryfees 54,280
(from my spread sheet)</p>

<p>I received the offer and they updated info on their website.</p>

<p>Thnx mommybird!</p>

<p>I didn’t get a work study, you think I’d be possible to negotiate it?</p>