<p>I'm a 24 year old college graduate with no college debt. I haven't used any Stafford loans, but I do have some stuff I haven't been able to pay because I lost my job.</p>
<p>I want to get a BSN, but need to complete some prerequisites before doing so. Since I'm only in cc for about 8 courses, I'm not enrolled in an actual major and, thus, don't qualify for Stafford loans.</p>
<p>-Are there any key words or types of loan that I should look for (i.e., google)?
-Am I eligible for loans that qualify as student loans or do I need some other type of loan (not sure if there's a difference)?</p>
<p>I got through college filling out FAFSA and getting grants, so I'm lost when it comes to loans and don't know where I could ask. I've figured I need between $4k-6k for 8 courses
Thanks for reading.</p>
<p>Couple of questions, how long (in semesters) will it take to complete these pre-reqs (I’m assuming anatomy, physiology, chem, stat, micro, pathophys, etc.)? Then, once done, how long to complete the nursing classes for the BSN. At my institution, nursing classes have to be taken in sequence over 3 years (year 1 is prereqs). If gen eds are done, you’d be part-time, but it would still take that long. </p>
<p>As you’ve never had a Stafford loan, I would think you would be eligible to receive one now. Since you filled out the FAFSA, contact your fin aid office for the details. The thing to watch is reaching the max, which you might, depending on the time it takes you to get through the program.</p>
<p>Why are you looking at private loans when you haven’t gotten Stafford first? Because of your age and maybe EFC, you might get Pell and up to 9500 in student loans.</p>
<p>No Pell … OP is a college graduate. Pell is first degree only.</p>
<p>It sounds as if OP is not going to be enrolled in a regular, degree-granting program thus will not be eligible for federal aid (including Stafford loans). I suggest checking with the school’s aid office to see if there is any way you can get into an aid-eligible program. Our students were sometimes able to do this if they talked to the registrar.</p>
<p>Have you considered doing an ADN at the cc? You’d be enrolled in a degree-granting program and then could get fed loans. Following the ADN/RN, you can do a BSN completion at a four year school.</p>
<p>I’m already a college graduate, so I’m pretty sure I can’t get the Pell grant anymore.</p>
<p>As far as Stafford loans are concerned, I’ve already talked to finaid and since I’m not enrolled in a specific program (just taking courses for “personal interests”), I’m not eligible for stafford loans at this time (but possibly when I apply for the BSN, since there’s a program involved).</p>
<p>Taking the 8 courses would take me approximately 2 years (I’m estimating). This is due to scheduling conflict due to needing to take some courses ahead of others and the fact that I may be limited in how many courses I can afford a semester.</p>
<p>It sounds like she is just taking pre-reqs and the school does not have her in a degree program. Again, it is worth talking to the registrar to see if the necessary courses could be considered part of a program.</p>
<p>I used to be an advisor at a community college. When you register, you can choose to state your intention is personal interest, another is college transfer. If the intent is to transfer to a university why would you state personal interest?</p>
<p>You can take college transfer credits without intending to get an AS certificate. I admit however, that it was rare for me to advise those who already had a degree & the ones who did weren’t on financial aid.</p>
<p>Doesn’t necessarily make sense to do ADN program, since that would take 2 years (although you could probably get credit for previously taken general eds) and then the ADN to BSN program could take another year. A college graduate could do an accelerated BSN in 12-18 months depending on where the program is and what school sponsors it.</p>
<p>In order to get a Stafford loan, you have to be enrolled at least half-time. You could simply apply for a degree program, take the pre-requisites you need and then leave the college, as long as you stay enrolled at least half-time.</p>