My insurance agent just called to ask for my son’s undergraduate grades saying that as long as he’s covered under our auto policy and gets good grades he’s eligible for a substantial good student discount. The conversation got me thinking…he wants to pursue a PhD in physics. If the last 3-4 years of that degree he’s not taking classes, rather doing research, would he be eligible for the discount? Anyone have any experience they can share?
Side note…he doesn’t have his own car and would like attend a graduate program in cities with good public transportation where he wouldn’t need a car. Paying for his auto insurance would solely be for him to drive our cars when he comes home to visit.
Have you asked if the discount for being away from home and not driving except for when he’s home is bigger. I have 2 kids who are more than 100 miles away so they are discounted.
I asked. Our son is 50 miles away and the discount only applies if they’re 100+ miles away so no luck there.
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I wasn’t sure if the cities he’s planning on studying are within the 100 miles, my daughter is 4 hours away in Boston for grad school, no need for a car.
I send my insurance agent a transcript each year, showing that my daughter is still “full-time enrolled” - and they keep renewing the good student discount, even during grad school.
I never questioned what the precise criteria might be. Remaining ignorant allows me to take the “Good Student” label literally.
I just was looking for a answer to the same question, thank you DigitalDad for your information