<p>I finally realized that I might have gotten a good amount of aid from Penn had I applied for need-based Financial Aid. My parents initially told me that we have way too much in assets but they did not know that assets are not taken into account nearly as much as income. </p>
<p>I'm not an international, so the policy is still need-blind. Meaning applying for FA does not affect my admission decision. </p>
<p>So would it be worth calling the FA office at Penn to convince them to allow me to apply for FA now(All the RD applicants have not applied yet anyway)? Or should I just wait till sophomore year and then apply?</p>