Harvard Health Insurance plans

<p>I have a question about health insurance coverage at Harvard. Many students might be covered by their parent's company’s health insurance. Do you still buy health insurance through Harvard? This way for a $1400 one can buy additional coverage for health insurance. However if parents health insurance coverage is very good then is it okay to forget the Harvard plan? These way a student would be covered through parent’s health insurances policies.</p>

<p>Does Harvard offer any kind of plan at a reduce rate (not the full cost plan) which could be supplemental in addition medical coverage provided by parents health insurance. This supplemental plan is lower in price as compare to full fledged plan offered by the Harvard health insurance plan. Need some guidance on this issue as it could be a potential savings on the cost. Thanks</p>

<p>Does the Harvard full coverage health insurance plan cover the dental portion? Or for dental plan student buy separate health coverage? </p>

<p><a href="http://huhs.harvard.edu/PDF/AY07Rates.pdf%5B/url%5D"&gt;http://huhs.harvard.edu/PDF/AY07Rates.pdf&lt;/a&gt;&lt;/p>