Help with Final Decision: USC, UW Seattle, Colorado College, URochester

Hello!

May 1 is just around the corner and I’m having a hard time coming to a decision about where I want to go. I want to be a chemistry major and maybe go the medical route but I’m not too sure yet. I have been accepted to USC (Southern California), UW Seattle, Colorado College, and URochester. I was rejected from Tufts and Columbia and wait listed at Brown. When I found out my options, I was leaning towards USC as my number one, followed by URochester, Colorado College, and UW Seattle. However, I have now received financial aid packets and everything is just so much more confusing.

USC was my first choice for a really long time but I’m not sure that I will be able to afford the school. As it stands, I have $12,000 as my estimated net cost. I would have $2,500 in work study, $3500 in subsidized loans, and $2000 in unsubsidized loans. The remaining $4,000 is not covered in my package. I feel like there would be more opportunities for me at USC, giving me more room to grow and learn about myself and all that. I plan on applying to the Thematic Option program.

UW Seattle is in-state so it would cost at most $5,000 for me to go here. Cost is not the issue. I was accepted into the honors program as well. I am unsure about UW because I don’t think the quality of education will be as high and the undergraduate population is very large. UW Seattle is very close to home though and many of my friends will be going there in the fall. I did not get direct admission into their chemistry program (I’m not sure if they do direct admission with chemistry or if direct admission is only engineering, if someone could let me know, that would be great too) and am worried that I will not be admitted into my desired major when it is time.

CC gave me the best financial aid packet but unfortunately, I think my visit there made me fall out of love with the school. I’m not so sure that the block plan is the best thing for me. I’m thinking that it’s not a great fit. Everyone was crazy athletic and involved in sports and a lot of people kept to themselves. The campus seemed so…lifeless. The one class I visited in my major seemed pretty mediocre, a lot of kids were griping out the how hard a test was and it just reminded me of freshman health, especially after I took a look at the test. I know that I should base my impression of the block plan off of that one class but that was honestly all I got to see and the other prospies didn’t have anything great to say about their classes either. I really really liked how dedicated they were to Questbridge students though.

URochester is the perfect size but incredibly expensive and very far from home. Their financial aid packet, while generous, is still very out of reach for me. Basically, if I could go afford to go to URochester, I would be at USC.

Financial aid is probably one of the biggest factors in my decision. I’m trying to have some kind of idea sometime this week so I can get ready to make my decision next week.

I am a Gates Millennium Finalist but I will not know until late April (I’m assuming next Friday?) and if I get it, I will definitely choose USC. If not, then I have very little time to decide. I have also not heard back from other outside scholarships. I got an interview for the NTSAF at USC but I think my chances of getting it are highly unlikely.

I guess I’m just full of questions right now. Would USC be worth the cost? How difficult would it be to get into my major at UW Seattle? How is each school in terms of research and classes? Should I take “prestige” into consideration? What would be the wisest decision financially? The wisest if I want to get into grad school, possibly med school? Does anyone know if USC drastically reduces financial aid in subsequent years? I have heard that some private schools in Washington do that.

That’s all I have to say for now. My mind’s been all over the place. Sorry that this post is so long. Any advice on classes, dorms, or comments on campus life would be great too! Thanks! (:

Contact the admissions office (or the chemistry department) and ASK if there would be any difficulty declaring a chemistry major - they’d know better than any of us would!

As for the cost at USC, $4,000 is not an unreasonable amount to cover out of your own pocket. There are three ways to bring it down to zero:

(1) Get a job now, and continue working through the summer. That should net you at last $2,000 - $3,000, even if you’re just earning minimum wage. And if you can arrange to go back to the same job when you’re home over Christmas break next year, so much the better!

(2) Reduce your expenses! A sizable chunk of your cost of attendance goes towards expenses such as books, transportation and personal spending money. (Look at the cost of attendance for USC to see how much is allocated towards these expenses.) Find the least expensive way to travel back and forth to Southern California, buy your books used, or rent them, and keep your personal spending down - that will save you money! And limit travel back and forth - find a friend to stay with over Thanksgiving, or stay on campus if that’s allowed.

(3) Get a second (non-work study) job while you’re at USC. It doesn’t have to be anything that’s too time-consuming - even occasional babysitting would help. After all, you just need to cover your personal expenses.

@dodgersmom Thank you so much for your financial advice! I’ve actually been looking for a job since I got my financial aid packet. Hopefully, some place will get back to me soon. Do you think that USC is worth the amount of loans I would have to take out and the amount I would have to contribute out of pocket? One of the counselors at my school is telling me I would be crazy to want to pay for USC when I could be at UW or CC for so much less. His thoughts actually make me a little bit stupid for considering it.

Look, no debt is always better than debt, but you’re not looking at borrowing anything in excess of your federal subsidized and unsubsidized loans, so it’s not an excessive amount. And CC isn’t much of a deal if you didn’t like it there!

I’d suggest asking USC what will happen to your financial aid award in future years if you (1) move to less expensive housing off campus or (2) get a position as an RA in one of the dorms (which would eliminate your housing cost). Would your financial aid be reduced, or would it reduce that $12k that you have to pay yourself?

@blankethour, you are not stupid at all for considering it, as USC is a very fine school. However, in addition to the cost savings, your counselor might be taking into consideration that UW has a stronger chemistry department (located in a cool building next to the Fountain), and with admission to the Honors Program, you will enjoy a phenomenal, interdisciplinary education in smaller classes taught by superb professors among some of the top students on campus (here are the stats of the 2014 group: http://depts.washington.edu/uwhonors/apply/freshman/faq/)

Good luck, and congratulations.

@UWfromCA What makes UW’s chemistry department so much stronger? I was under the impression that USC had better lab facilities, smaller class sizes, and more opportunities for research. There is also the possibility that I will switch from chemistry to chemical engineering or decide to go the pre-med route. Which of these two schools would be more flexible to that? At USC, I would have to switch into Viterbi, while at UW, I would have to switch to their engineering school, I think. Any insight would be extremely helpful. As you can probably tell, I’m still on the fence.

@UWfromCA Do you know anything about direct admissions with regards to chemistry? I was admitted as a pre-physical science major.

I do not. Dodgersmom is right – you should contact the department. If they have a direct admission to the major, you could express your interest, discuss your credentials and qualifications, and request admission. If not, your academic ability is evidenced by your admission to the Honors Program, and if you continue to apply yourself to your studies, you should be confident about eventual admission to the major when you have completed the prerequisites.

Chemistry/Biochemistry Undergraduate Advising
Box 351700
303 A,B,C Bagley
University of Washington
Seattle, WA 98195-1700
advisers@chem.washington.edu
206-543-1610-Message only.

@blankethour, UW’s chemistry facilities are great: https://depts.washington.edu/chem/facilserv/

Its chemistry and chemical engineering undergraduate and graduate rankings are higher, too.

Ditto Ditto- if you are thinking graduate school, all things being equal–I would lean towards Udub.