<p>I could really use some advice.</p>
<p>Right now I attend UMass-Amherst as an in-state student, with free tuition and a huge room to myself (I'm an RA) which is also free. My family basically pays for food and fees, coming to about $10,000 at the absolute most a year. My family's EFC is about $20,000, but that's not really realistically affordable considering they saved nothing for me to go to school. I work during the summer and winter breaks and make good money ($12/hr) and I receive about $60/week during the school year as part of my RA job package.</p>
<p>Since I originally came here, I wanted to transfer - I didn't want to come here to begin with. I have a 3.8 GPA right now, in the honors college, and in addition to my job as an RA I'm also the vice president of a coed community service fraternity. Supposedly UMass' business school is a good program, which I'm in for Finance and possibly a double major with Economics. The places I'm considering for transfer are Cornell, NYU-Stern, BC, and Fordham as a safety/maybe merit aid (got in there out of high school).</p>
<p>I'm not really happy at UMass at all, but it's hard to ignore the financial benefits and the fact that at this point I could cruise with 12-13/credits a semester till I graduate is a little appealing. Should I stick it out another two years at UMass (I'm a sophomore now) or still aim to transfer? Is it really important to have an undergrad degree from a more prestigious place? Help!</p>