<p>Well 16 of those credits were from high school but the rest were from college (I earned 17 during two summers). I looked at my scholarship, grant, and loan information but can only understand that my scholarships will last for four years because they don't count summer credits. I also have university, state, and pell grants to cover my schooling. How would these be affected? I could graduate next spring but don't know if I should especially since I don't know how my financial aid will be affected after 120 credits</p>
<p>Typically, you don’t run afoul of fin aid until you’re closer to 150% of the credits needed to earn the degree. Assuming you’re at a 4 year school, you should be ok. Still, why not call the fin aid office and ask?</p>
<p>Call them. That is the ONLY way to get specific and helpful information. </p>
<p>All of my scholarships only cover 120 credits. Other scholarships are different as they have varying terms. </p>
<p>(Generally, high school credits are not included in the credit limit set by scholarships, grants and the like).</p>
<p>(Additionally, my school charges you double tuition once you go over 110% of the allowed credit hours).</p>
<p>For federal financial aid, that 150% of credits cap only applies to credits you earn at the university, meaning that your credits from high school don’t count (or at least this is what my university has told me).</p>
<p>Also, look at what your university specifically notes for the scholarship requirements. (For example, mine covers 8 semesters of courses, including summers and over the 19 credit per semester normal limit if it’s required for my degree.) Based on what you said, it will cover 4 years, regardless of how many credits you are at. However, you should talk specifically to the financial aid advisor at your university. There’s a lot of variation on the way these scholarships work, so they would be able to give you the correct information for your situation.</p>
<p>Yes, you need to ask your university.
I graduated with somewhere JUST under 180 credits. My U capped institutional aid at 180 credits no matter where those credits came from. The 150% of Pell and whatnot only counts for semesters actually at a university so you can still use the equivalent of 12 full semesters regardless of how many credits you have. </p>