<p>Okay, I'll be applying to UF, FSU, UCF, and USF soon (UF being my top choice.) With college being expensive, my parents can't afford much and we won't qualify for FASFA grants. I have received 100% bright futures and I also have four years pre-paid tuition from my grandfather.</p>
<p>I plan on enrolling full time each semester and I will need to stay in a dorm and also have a meal plan.</p>
<p>From doing research, I have realized that the money I do have for college will not be enough. However, I really cannot figure out how much I will need to take out in loans. Any ideas?</p>
<p>Does full BF still cover all of UF’s tuition? If so, that’s covered.</p>
<p>With your pre-paid, that should cover your dorm, right? Is that about $5k per year? If not, how much?</p>
<p>you can borrow up to 5500 in student loans to cover the rest.</p>
<p>If you still need more money, work a summer job and save some. You can also work a few hours per week during the school year for pocket money.</p>
<p>Are you saying that your parents can’t pay much? Can they at least pay for textbooks and/or meal plan? Find out what they will commit to paying for.</p>
<p>Since UF is your top choice, get that app in as soon as they are accepting apps. Sometimes publics are more lenient with early apps.</p>
<p>I believe bright futures will cover the basic cost of tuition, not labs and any other fee that may come with a particular class. </p>
<p>The dorm I am most interested in costs $2, 274 per semester.</p>
<p>My mom has said she is willing to pay for as much as she can, but it really won’t be that much. I will need to take out loans. </p>
<p>I just want to make sure I’m not taking out too much in loans. I’ll still need to buy a meal plan, books, etc. I definitely do not want to graduate with $20k debt.</p>
<p>With my bright futures and prepaid though, I shouldn’t have to take out more than $1 - 2,000 right?</p>
<p>BF and your pre-paid will about cover tuition and dorm. Right?</p>
<p>You’ll still need to cover meal plan, books, and course fees/university fees. These all could total up to about $4-5k.</p>
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<p>Can’t you take out the Stafford loans to cover the difference?</p>