How to answer "How have you used or will you use your earnings?" question on work experience for UC apps?

I’m trying to figure out how to put this well while answering briefly. What would you suggest? I pay for my phone and its service. I buy groceries. I give my grandma money sometimes, but she blows it at the casino. I give my dad money sometimes, but he spends it on weed. My mother is a recovering heroin addict and doesn’t live with me, but I give her money sometimes. I also pay for public transportation like the train and buses to get to and from school and work, but I also spend too much on rideshare (like Uber), eating out, buying clothes, and giving gas money to people who give me rides. I don’t have any savings at all.

I would say something along the lines of, “I use my earnings to pay for public transportation to and from work and school. I also use it to pay my phone bill and to purchase groceries and clothes.”

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