I agree with @mahoganycurls305 my goal is to go to college and then leave debt free. I don’t know if leaving with loans is worth it now. @Chopinspiano do you believe your experience at Howard is worth it even with loans. I have a senior friend that was deciding between Univeristy of Miami and Howard and went with Miami instead because Howard only gave loans. I plan on taking the ACT at least twice now. Thanks for the advice everyone
@Readyplayer I’m not attending Howard. I chose a different college who offered me significantly lower amounts in loans, showed me more interest, and chose me for more selective programs they had. Howard was not a good fit for me because they don’t offer my major or minor regardless of finances. I will say that I know plenty of kids who chose Howard with a lot of loans over going to another school that they could’ve went to for free. Do I think Howard is worth it? I can’t really answer that. I would never put myself or my family in that financial predicament but I will say that college hasn’t even started for me and I already feel like I’m going to miss out on the HBCU experience.
@Chopinspiano my D is at Howard and loves it. Having been only to pred. white private schools it was a big, but very good change. Still, she is telling her younger siblings only to go to Howard if they get the full ride (one is doing an ACT prep course this summer) or can get by solely with the standard (5-7k per year) loan and our (parents) help. @Readyplayer I think she’d advise you of the same. She is not an advocate for drowning in debt for undergraduate school. She is not having to borrow at all,and is very glad, especially as she sees kids struggling to get jobs off campus and give up summer opportunities to work and pay tuition, always on edge about whether they can borrow and earn enough to return.
@Chopinspiano initially her first choice was not Howard. But she loves it and you will be able to do the same at your college I am sure. Also, Howard and Spellman both do semester exchange programs with PWIs. If your school is on the list, consider spending a semester at an HBCU and you’ll get that experience and STILL come out in better financial shape. Embrace the college that embraced you.
I don’t see any mention of the OP’s test scores, but http://automaticfulltuition.yolasite.com/ suggests others that may be a possibility with a 3.1-3.4 GPA (though some may have changed – check school web sites):
3.00 / 20: Alabama State
3.00 / 24: Arkanasa - Monticello
3.25 / 31: Central Arkansas
3.00 / 32: Louisiana Tech
3.00 / 30: Louisiana - Monroe
3.00 / 33: Mississippi
3.25 / 24: Prairie View A&M (but check if the OOS tuition waiver applies)
Note: not all of the above are HB schools. Also, some may accepted weighted or recalculated-weighted GPA, but some require unweighted GPA.
Also, NC A&T has a competitive full ride with minimum eligibility of 3.00 / 22: http://www.ncat.edu/admissions/financial-aid/aid/scholarships/fresh-students.html
The OP wrote…post 4. And says she or he will be retaking.
My understanding for the reason of getting rid of the the Legacy Scholarship is the sheer number of students losing their scholarship due to the minimum GPA requirement. This seems to occur during their freshman year and most of these students end up leaving Howard University for their state schools due to affordability issues. The endowments of HU is small to begin with, are shrinking in the face of current economic realities. Of course this impacts HU 4-year graduation rates and defeats the main purpose for these scholarships in the first place.