I need a loan

<p>I just want to know if anyone has any advise on a good personal loan for college. Obviously i want a good Interest rate but other than that i dont know much about loans.</p>

<p>Nobody has any help for me?? :frowning: </p>

<p>I was looking at an online lender that does a lot of [personal loans](<a href=“http://www.prosper.com/”>http://www.prosper.com/&lt;/a&gt;
), its prosper.com. does anyone know anything about them? i just know they are pretty popular.</p>

<p>Chance…are you a parent or a student.</p>

<p>If you are a parent, look into the Plus loans. </p>

<p>If you are a student, have your parent look into a Plus loan. OR have your parent cosign a loan with you.</p>

<p>It is highly unlikely that a student with no job and no collaterol or significant income will be able to get a favorable interest rate on a loan that does not have a cosigner.</p>