Need loan for college fees

Paying for College
1

<p>My son is a Sophomore and we/he need to pay at least part of the outstanding fees for this semester before he can register for spring classes. We are not in a good situation financially with his dad out of work so on the advice of the collge, son is trying to take out a personal loan.
Hoping someone will have some ideas/ experience of this. Time is very short and it's causing a lot of stress all around :(</p>

<p>Is Sallie Mae an easier option than Chase, Wells Fargo or Citibank for personal loans?
Do they always need a cosigner?</p>

<p>Son has no credit history and is not able to get a cosigner. It's approx 3500 that he needs to pay off. </p>

<p>Any advice, thoughts etc would be hugely appreciated.</p>

2

<p>Will this be on top of any federal student loans? Those are the first place he should go to borrow money.</p>

<p>How will he pay for next semester? He may need to consider taking some time off and working until your family finances are back on their feet.</p>