<p>Based on what the OP has written, it appears that the following are the options:</p>
<ol>
<li>Rutgers</li>
</ol>
<p>or</p>
<ol>
<li>A school that gives Merit Scholarships of $40,000 or greater</li>
</ol>
<p>Based on what the OP has written, it appears that the following are the options:</p>
<ol>
<li>Rutgers</li>
</ol>
<p>or</p>
<ol>
<li>A school that gives Merit Scholarships of $40,000 or greater</li>
</ol>