Can I be honest with you here? I have a son currently at Penn and after reading your daughters bio and your responses here I have to say, IMO, if by some stroke of shear luck your daughter were to magically be admitted to Penn, she would be miserable.
Please don’t take offense at this, but Penn does not feel (to me) like the right school for your daughter. It is a VERY laser focused, pre-professional school where the majority of students partake in multiple super competitive extracurricular clubs (where not only do you have to have the perfect resume, but you have to know or find a way to meet the right people to even get an interview…), complete multiple research projects , internships and secure 6 figure funding for their start ups… all by the end of freshman year. I jest, but not really. This is not the school, TBH, for someone that doesn’t have oodles of initiative or who lacks a laser focused game plan. It is a hyper competitive environment because all of the students are constantly geared towards maximizing their resumes with accomplishments and achievements and getting a leg up on the competition in addition to maintaining their 4.0 GPA’s. They are all straight A, multiple talent kids who know exactly what they want.
This isn’t the school for someone who might need guidance or direction - you are expected to go after and seek out all of the answers on your own here. It takes a certain type of person and or a certain type of background -say a connected prep school or a connected family with contacts already in the industry or an insatiable drive to thrive.
My advice would be to apply to Penn but see if she can raise her SAT scores and apply also to Temple where she probably will get some merit $$ and can go more at her own pace.