Just wondering: efc good for my school?

Paying for College
1

<p>Hi all,</p>

<p>March 1 was the first actually important time I submitted the FAFSA (current CC student with a fee waiver, I only paid for my books, and used on-campus work money for that) so I was wondering how my EFC is looking for the school I'm transferring to in the fall.</p>

<p>Thanks to the TAG program, I'll be going to UCSD next tear, and I got an EFC of 001243. I know they say that that isn't the actual number you'll have to pay, but since it's a UC (avg year for living on campus is roughly $30k), that's has to be good, right? Plus, both of my parents are retired, and their low income is reflected on their taxes.</p>

<p>I'm just looking for some peace of mind that I'm not going to have to take out huge loans just to go to my dream school, since my parents can't really help me out with anything over the EFC (if that much). I will if I must, but I'd also love to not be indebted as soon as I graduate.</p>

2

<p>You will probably have at least $5500 in loans and $3000 in work study every year despite how low your EFC might be.</p>

3

<p>Use the UCSD net price calculator to get a financial aid estimate from UCSD:
<a href=“Financial Aid Estimator”>https://students.ucsd.edu/finances/financial-aid/forms/calculator.html&lt;/a&gt; or <a href=“http://169.228.42.140/aidEstimator/ucsdcalcinfo.aspx”>http://169.228.42.140/aidEstimator/ucsdcalcinfo.aspx&lt;/a&gt;&lt;/p&gt;

<p>Do the same for each other school you are considering, since they can vary in financial aid policies.</p>

4

<p>Oh, cool! I tried the price calculator, and yep, it’s looking at about $8k (which is way better than then $20k-$30k I feared).</p>

<p>Thanks everyone!</p>

5

<p>As a transfer student, you wont get much, despite what the npc says. </p>

6

<p><<
an EFC of 001243
<<<</p>

<p>Are you saying that this month is the first time you’ve submitted FAFSA? </p>

<p>If so, go back and submit the one for the current school year. You’ll get a Pell Grant for this current year. You can bank that money and use it for any shortfalls you might have for next year.</p>

7

<p>@emjay3 I was just admitted today, and their estimate is roughly what was expected. Since this will be my first year at a university, I wasn’t sure if I’d have to take loans for the whole $30k or what else to expect. Thankfully, I do not! :)</p>

8

<p>@mom2collegekids
Erm, not quite lol. I just didn’t want to write out the whole situation in the first post. My first year at community college I submitted late and only qualified for a $2k loan, so I took it. But starting my second semester, I quickly started dropping classes (I didn’t know any better!) and earning W’s, so I was soon ineligible for any kind of financial aid at my school after that. I always still submit my fafsa because that’s the only way to be approved for my fee waiver (life saver!), but it was always late and I had to petition stuff at my school and it’s just a big mess.</p>

<p>Thanks for the suggestion though. :)</p>