<p>Are there any private lenders in the U.S. that will be willing to lend me a lot of money for law school, 100k+, without a co-signer since I am a foreigner? Are there any that are willing to do so if I have a co-signer?</p>
<p>Why did you need 4 different threads? You can put more than one question in a post, you know. I’m just going to answer them here.</p>
<p>Private lenders may be willing to lend to you without a co-signer if you have some sort of collateral. I doubt anyone is going to give you money on the mere hope you’ll be able to pay it back. If you have a co-signer, and they are good for the loan, I’m sure plenty of banks would be happy to lend to you. That’s something you should really ask them though.</p>
<p>Law schools award aid based on merit, not on need. I think there may be a few exceptions to this, but they aren’t many.</p>
<p>As for renewal, most do, but you should read the offer. They generally come with stipulations of some kind.</p>
<p>There was a similar thread fairly recently. Do a search.</p>
<p>At least H and Y do give aid based on need , even to internationals. I posted a link to H’s policy before. To get into these schools you will need to excellent #s and something extra. (There may be other law schools that give need based aid to internationals: I just know H&Y do.) Many law schools do NOT give need based OR merit aid to internationals and will not loan you money. Law schools post their policies on their websites. Look at the websites of the law schools that interest you. </p>
<p>There are a few private lenders who will loan $ without co-signers. In every case I happen to know about, the $ is loaned to you in your own country and the debt has to be enforceable there. Otherwise, you need a US citizen or green card holder to co-sign. The co-signer has to be someone whose assets and incomes are such that (s)he could borrow $250,000. I’ve never known anyone to co-sign such a loan unless they were a close relative of the student. </p>
<p>Please understand that there is no guarantee that you will be able to stay in the US and work here after you finish law school. I would STRONGLY suggest you look into opportunities in your own country.</p>