<p>I know it's not good I know but I really have to help my family out. I won't do it in the future but right now I need help. I already put 2 jobs like these on my common app. And one more for baby sitting but I think that ones legit enough.
When I fill the FAFSA and CSS though, I have nothing to report except the amount of savings I have: $3000</p>
<p>Like are colleges going to look at my work hours and see that I didn't file tax returns on fafsa and report me to IRS or something? I no longer care if I dont get aid or get admitted. But I dont want to get anyone else in trouble...</p>
<p>Should I just discard my previous applications and apply to other colleges instead leaving my work exp out of it and only file fafsa and css for those new ones?</p>
<p>Why are you not reporting your income on the FAFSA, and not filling a tax return if required? Any impropriety for being paid without withholding falls on the payor, not the worker. You don’t need a W-2 or 1099 to do your side of things correctly.</p>
<p>It looks like you are in the clear if you earned less than $5950 in 2012.</p>
<p>Filing income taxes is not as hard as people make it out to be, so if your income for 2013 is more than the cut-off, just do it.</p>
<p>By the way, FAFSA will attribute 20% of that $3,000 in your savings account toward your EFC if your family doesn’t have an automatic Zero EFC. You may want to move it to an account where one of your parents is the person whose SSN is the one on the account.</p>
That would be true if the earnings were reported on a W2 and payroll taxes appropriately deducted. It does not really apply to earnings that did not have payroll taxes deducted as self employment taxes may be owed on such income and that cut off does not apply to SE taxes.</p>
<p>SE taxes are due if the Self-Employment income is more than $400.</p>
<p>For that you will need Form SE, and information from Schedule C.</p>
<p>Babysitting is one thing. But what are those other under-the-table jobs, and why don’t your employers put you on those payrolls? There are a lot of protections built in (workman’s comp for example in case of a work-related injury) that you don’t have if you are working off the books.</p>
<p>In addition to the simplified needs, if your family qualifies for auto zero efc, which this year means they make less than 24k and meet some other criteria, your income won’t be included at all.</p>
<p>Also, if I’m not mistaken, you’re allowed a non-taxable gift of $10k a year from a family member. I don’t know what kind of under the table job you have, but if it’s, say, working at a family member’s business or something, that might be something to consider. </p>
<p>I’m admittedly not an expert, though. Maybe someone on here can elaborate on this.</p>
<p>Ok, so am I in trouble? I basically work at the restaurant where my dad also works at but he doesn’t own it. Would I be off the hook if I just start new applications… my employers too nice I don’t want to get myself or her in trouble… the job is not even anything serious I just sit and read all day basically. </p>
<p>On the app, I put I work 10 hrs a week during the year. Which is only every saturday.</p>
<p>What do you mean report my income? I know nothing about this stuff. Do you mean on a section on FAFSA and CSS? Where? Or do I have to file taxes? Wouldn’t that affect my employer?</p>
<p>Are you saying all I need to do is report my income on fafsa? I dont have to file taxes if I don’t make enough right? Im pretty sure I don’t. It’s less than 3000 for this year</p>
<p>You need to report your income on the FAFSA and the CSS Profile. There are lines for it, just like there are lines for your savings.</p>
<p>You also should file your taxes. Ask your employer if you can be put on the payroll. If not then if your position can be treated as that of an independent contractor, you can file your taxes as self-employed. Your employer can do the paperwork to issue you a 1099, or you can just report the income without that as casual income. The IRS website has lots of help, and the email and telephone helplines are quick this time of year. It really is OK to drop them a line and ask how to do whatever it is that you need to do.</p>
<p>If your income is more than $400, and it is classifiable as self-employment, you have to file taxes so that the self-employment part gets paid. This is money that goes into the social security and medicaid system so that you can collect from that system in the future.</p>
<p>If your income is not classifiable as self-employment, and your employer has taken out the social security and medicaid part for you, then you don’t need to file a federal tax return unless federal taxes have also been taken out and you want that money back provided you didn’t earn more than that $5950 figure.</p>
<p>What the deal is with your state/city is a whole other thing. You need to find out what those rules are for income tax.</p>
<p>Oh and if I file taxes as self employed wouldn’t that be incorrect because I indicated I worked at a restaurant?</p>
<p>I really appreciate everyone’s help btw. I know you all have more important things to do than to hear me trying to get out of this mess I stupidly put myself into. Thanks.</p>
<p>If she puts you on the payroll right now, she can probably do something retroactive about the taxes for the 2013 tax year. Her accountant should be able to advise her on that issue. Then you would be on the payroll already for 2014.</p>
<p>There are all kinds of jobs out there that are contract work that are taxed as self-employed. It is entirely possible that your job could be considered to be contract work. For example, if you are the delivery person, that could easily be a contract position.</p>