loan cap at uva

<p>Is it true that there is a maximum amount of debt u can come out of UVA with..and if so what is that amount?</p>

<p>Well based on this,</p>

<p>"[AccessUVa] Caps the amount of need-based loans offered to any student at approximately 25 percent of U.Va.’s in-state cost of attendance over four years, and will meet all need above that amount with grants. All students, regardless of state residency, will receive the in-state cap level."</p>

<p>So, unless I have it wrong, it seems that the cap is roughly $15,000.</p>

<p>You can read more about it here... [url=<a href="http://www.virginia.edu/accessuva/learn.html%5DAccessUVa%5B/url"&gt;http://www.virginia.edu/accessuva/learn.html]AccessUVa[/url&lt;/a&gt;]&lt;/p>

<p>close jags, it is $20,000 for current first years, and goes up every year, so next year it will be higher.</p>

<p>This may be obvious, but realize that that is only loans UVA gives you. If you can't meet EFC without taking out plus loans or something, UVa couldn't care less, they will still give you $20k in loans, so while its a good deal, be careful.</p>

<p><a href="http://www.virginia.edu/bov/meetings/04feb/'04%20FEB%20FINANCE-ACCESS%20UVA.pdf"&gt;http://www.virginia.edu/bov/meetings/04feb/'04%20FEB%20FINANCE-ACCESS%20UVA.pdf&lt;/a> </p>

<p>This was the original proposal from 2004 that was passed, I do believe.</p>

<p>Key Points:
1. The University will replace all need-based loans with grants in the financial-aid packages of low-income students, beginning with the 2004 entering class.</p>

<ol>
<li>The University will cap the amount of need-based loans to any student who qualifies for some form of financial aid to a maximum of 25 percent of the total in-state cost of attendance over four years and will meet the remaining need with grants, beginning with the 2005 entering class.</li>
</ol>