Now I know this has been asked multiple times but everyone’s’ situation is different right?
Ok I was at one university for 4 years (2011-2015) and transferred. I know that’s not a smart thing to do.
I was a double engineering major(architectural and civil) there and my expected graduation date was May 2017.
I decided to change my major to Interior Design(ID) because I couldn’t pass one class (physics).
I then decided to change schools because the program wasn’t accredited there. This is my first semester here at the new school and i was just informed by financial aid that i have reached my max loan amount.
I have a total amount of 30,231$ in loans and i have 60 more credit hours to take. One because you have to have 60 credit hours at a new school in order to obtain a degree. Now this would have been less but since my old school wasn’t certified the new school denied those ID credits.
Now they allowed me to take out almost 5500 more in loans to cover this school year but i don’t think i will be able to take out any more after that.
So I guess my questions what are my other options?
It seems you have poor career and financial plans. Double majors cost extra time and therefore money. You may need to ask if your family can cosign a loan for you. Or get a job and study part time to finish the degree. Note that you already have a debt more than average of college graduates and you are at least a couple years away from graduation. Indeed, it is a very very bad plan.
You already have too much debt for an ID degree. How much do you think you’ll be earning upon graduation? Likely, not very much…yet you’ll be on the hook to pay back the $30k plus now $5k more…plus whatever else you borrow.
I understand that you changed from E and Arch because of Physics, but now you’re in a major that won’t likely pay very well upon graduation.
Getting more loans may “seem” like the answer, but the real problem is that you won’t likely be able to afford to pay back those loans.
Can you go back to the old school and graduate in any degree? What do you mean it isn’t accredited? What school is it? Does that mean not Regionally accredited school or just not accredited in ID?
Once you run out of student loans you or your parent have to pay for it up front. Either from savings or loans on your parent’s credit. Or from working as pay as you go if you are at a school where you can do that.
Your only other option is to go back to your original school and graduate with a degree that will take less than 60 units to complete.
Why can’t you pass physics? Do they not have tutors? Do they not have office hours? Can you work with the professors or the GAs? If you’ve already taken the class and failed, it should be easier to pass now because you are familiar with the subject. Who advised you to change schools and major? Aren’t some of your loans charging you interest now?
The money ain’t free, ya gotta pay, and if you’re out of money and can’t get a loan, you’ll have to work and go part time to school because the minute you drop out, those loans will come looking for you.
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double engineering major(architectural and civil) t
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Likely the issue is that both of those E disciplines require the Physics “for majors”.
It sounds like the ID major wasn’t accredited there. I’m guessing she means that the ID major wasn’t ASID accredited, which I’m not sure is a big deal. If her old school was accredited, then she would have had a valid degree.
Who advised you to change schools and major? Aren’t some of your loans charging you interest now?
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My advisor told me to think about changing my major and i did. Yes I'm being charged interest, but I've have begun paying on some of that.
Ive only got sub and unsub loans ive never had any other loan and never tried which is why I was asking.
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Why can’t you pass physics? Do they not have tutors? Do they not have office hours? Can you work with the professors or the GAs?
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Ive taken it twice and i just cant grasp the concept of it, so instead of wasting more money i spoke to my advisor to told me to think about changing my major.
What do you mean it isn’t accredited? What school is it? Does that mean not Regionally accredited school or just not accredited in ID?
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I mean its not accredited in ID. Instead of a bachelors in Interior Design I would have graduated with a degree in FACS or Art (because they were thinking about moving the design program) with just concentration in Design.
I vote you go back to original school and graduate in ANYTHING. Look at the course catalog and ask for help from your original adviser to figure out how to get a college diploma with the fewest courses to take. Once you have a diploma in hand, then you can restart your quest for what you want to do with your life.
There are so many paths to get you to your final desired destination, and a college degree is only one of them. I don’t know the details for Interior Design, and maybe it is a professional designation that requires a degree. But it seems like you could find work alongside a designer to build your skill set and discover if this really is a career you want to pursue. If you do HAVE to have a specific degree major in this field, could you then go back later when your financial situation allows for more college?
Can some others jump in who know if you have to have an Interior Design major degree, is it a requirement to get a license? (Are IDs licensed?)
Note that NCIDQ exam prerequisites may be met in several ways, as described here: http://www.ncidqexam.org/exam/eligibility-requirements/
It is not strictly necessary to have a CIDA-accredited bachelor’s degree, though otherwise at least 60 semester credits of interior design course work must be earned for bachelor’s degree holders (there are also options with associates degrees and greater work experience).
If you return to your original school and graduate as quickly as possible, how many credits of interior design course work would you complete? Or how many more semesters would it take for you to graduate from your original school in any major, but with 60 semester credits of interior design course work?
Which Physics class is that? If it is a 200 level class, you may take it at a CC if your original school accept the credits from it. You may just need to get a passing grade at CC to receive that credit. It may be a lot easier to do that at a CC. That may be the shortest path to get you back to your career goal. Also, drop one of the major and try to graduate as soon as possible. How many credits (besides Physics) you would need to graduate with either major?