I am hijacking this thread! @NJFL123, I have empathy for you when you state " It was heartbreaking to watch hooked kids my D tutored get into Ivies that she didn’t." I am starting to notice this for my daughter who will go to college in 2017. I said this on one of the other threads, for top-tier schools, if you happen to be upper middle income (150K) range, it’s almost as if these schools are saying don’t bother to come here unless you are poor or rich enough to pay the full EFC. These hooks have also gone to other extreme, I am noticing most top-10 students from our school district head to local state flagships colleges, while students with hooks land up going to top-tier schools, both because they meet the “need” part of financials and the “urm” part of admissions.