<p>* I honestly don’t know what it’s like to be in so much debt, but no matter what school I go to I will be in a lot of debt. Probably around $70 K at the least. I don’t qualify for financial aid because my parents make too much and they don’t really want to help out. So I’m pretty much screwed no matter where I go.*</p>
<p>You may not understand how financial aid works. For you to borrow more than the federal loan limits, you will need your parents to co-sign your loans each year. If they aren’t willing to help you much with college costs, then they probably are not going to be willing to co-sign large loans. Many, many parents will NOT co-sign large loans.</p>
<p>I’m telling you this because every spring/summer kids are posting that they didn’t know that their parents were going to have to co-sign there large loans and their parents won’t do it. At that point, the kid is screwed because it’s too late to apply to affordable schools.</p>
<p>If you go to NYU, you’re talking about $100k-200k in debt (depending on how much your parents contribute.) That is just a ridiculous amount. And, again, it’s unlikely your parents will co-sign for that much.</p>
<p>*but no matter what school I go to I will be in a lot of debt. *</p>
<p>That is not true. There are always less expensive alternatives to big undergrad debt. Always.</p>
<p>What state schools can you commute to?</p>
<p>What schools will give you merit for stats? As a pre-med major, you do have options to attend a school that will give you merit for stats. Schools like Troy U or Miss St or UArk give merit for stats…and UArk (I think) will give you instate rates for being in Texas.</p>
<p>another option is to start at a CC to save money, and then go to UT for junior and senior year. </p>
<p>If you do the above option, then you and your parents might be able to save/set aside money for those last 2 years in college.</p>
<p>If you think that your only option is “big debt” then you won’t look for more reasonable options…and they’re out there.</p>
<p>As Kristin points out, she gave up her dream to go to UVA because of cost and chose to go Mizzou. Now, that she’s on her way to med school, she’s very glad that she doesn’t have big debt from her undergrad years.</p>
<p>I don’t mean to sound harsh, but you really have to protect yourself from making a decision that could ruin your adult life. Newish doctors are not earning enough to pay back big undergrad debt AND big med school debt. </p>
<p>How much WILL your parents give you for college? Even if it’s just a few thousand, at least that is something. I’m assuming that they DO want you to go to college right? If so, how do they expect you to pay for it?</p>
<p>I also suggest taking the SAT and the ACT again. If you bump your scores up, you have a better chance at merit.</p>
<p>Is your ACT 27 a composite from one sitting? Or is it a super scored composite?</p>