<p>*
Coolbrezze - why don’t you know yet if you can afford to go to Iowa? If you got scholarships don’t you know how much they are for?*</p>
<p>He probably is hoping that his FA package will have some other big grants or something in it to help meet the OOS costs of Iowa. Does anyone know if UI gives grants to OOS students? Does he also qualify for Pell and SEOG?</p>
<p>Yes, with an efc of 0, he’ll get the full $5500 pell. FSEOG is awarded based on the school’s funding/policies but is likely. OP, this is the last year for ACG and SMART (which wouldn’t apply since you’ll be a freshman) so don’t count on those funds in future years. The first year ACG award is $750.</p>
<p>Coolbreeze…do they give all of those Iowa programs to OOS students?</p>
<p>Are you a URM?</p>
<p>Jerzey Jon, if you’re still around, what’s wrong with Rutgers?</p>
<p>M2CK, I believe those scholarships at Iowa are offered to OOS - I got contacted by Iowa when I was applying to college (as a GA student) and was told to apply and that I was qualified for those. I’m an URM, was a National Achievement Scholar, and this was in 2003, so who knows now.</p>
<p>Jerzey Jon, if you’re still around, what’s wrong with Rutgers?</p>
<p>I don’t think his stats qualify…</p>
<p>SAT SCORES</p>
<p>Critical Reading - 500
Math - 540
Writing - 460</p>
<p>1040/1600
1500/2400</p>
<p>ACADEMICS</p>
<p>G.P.A- 2.35</p>
<p>I just received a letter from Ole Miss. </p>
<p>I got in.</p>
<p>Don’t think I can attend tough. Bummer. I like that school. Unfortunately I was born into a lower-class family.</p>
<p>Lately I’ve been day-dreaming fantasies about robbing a bank to pay for my college tuition. Right now, that idea doesn’t look so bad. </p>
<p>Isn’t that quite a tragedy that a student in this country has to rob banks in able to attend a college?</p>
<p>A student in this country does NOT have to rob a bank to attend college! A student has to adjust his sight to colleges that he can afford. You can attend CC for a couple of years, saving money and doing well, and then transfer to a good four year college. In order to afford college I had to attend a service academy. Did you apply to any in-state schools (which might be more affordable)??</p>
<p>"Don’t think I can attend tough. Bummer. I like that school. Unfortunately I was born into a lower-class family.</p>
<p>Lately I’ve been day-dreaming fantasies about robbing a bank to pay for my college tuition. Right now, that idea doesn’t look so bad. </p>
<p>Isn’t that quite a tragedy that a student in this country has to rob banks in able to attend a college?"</p>
<p>Puh-leeze. While it’s disappointing that you probably can’t go OOS to college, you’re in the same situation that most U.S. students are in. Most go to public schools within 250 miles of home because that’s what they can afford. That’s true for many upper middle class students as well a middle class and low income students.</p>
<p>Many students – including middle class ones – have to begin college at their local community college because that’s what they can afford.</p>
<p>I find the attitude of entitlement to be somewhat tragic. How did you think this was going to work out? College is a privilege, not a right, and most of the lower income kids I know have worked very hard for it. Either they study like mad in order to receive/maintain scholarships or they work long hours to help pay for their education… quite a few do both! I’m sure the same is true for other income levels as well, since every family has their own challenges and circumstances.</p>
<p>I may be wrong, but I’m just not getting the sense that you understand that YOU have to be responsible for making your dreams come true and college is just a stepping stone on your life’s journey. Indulge in some day-dreaming/brainstorming along those lines and a viable solution will likely present itself. Good luck!</p>
<p>Good Luck!</p>
<p>I find the attitude of entitlement to be somewhat tragic. How did you think this was going to work out? College is a privilege, not a right, and most of the lower income kids I know have worked very hard for it.</p>
<p>It is tragic. No one seems to have told these kids the following…</p>
<p>1) the best opportunities for financial help are given to those who have strong stats. Therefore, if your GPA and/or scores are low, there’s no incentive for schools to financially help you. </p>
<p>2) schools aren’t charities; most have very limited funds and give them to students who make them look good.</p>
<p>3) if you didn’t do well in high school, scholarship money and generous grants are less likely going to be given to you since you haven’t demonstrated the ability to use opportunities well. </p>
<p>4) Almost no out of state publics can significantly help OOS students with their high OOS costs. After all, what would be the point of charging OOS costs if the school was just going to cover them with grants? Merit scholarships are a different issue, some publics will award them to some OOS students because those students very high stats help the school’s image and ranking.</p>
<p>Let’s assume it costs me $25,000 to attend Ole Miss, and I get $6,000 in aid. I would have to pay $19,000…for the first year. </p>
<p>Let’s assume I do good in Ole Miss in my freshman year, get some scholarships and then the next year I get, oh say, $10,000 in aid. My sophomore year will cost me $15,000.</p>
<p>Let’s also assume that in my junior year I get “resident” status after living in MS for 2 years, and only have to pay $14,000 that year. Minus $10,000 in aid, it will come out to $4,000 for my Junior year.</p>
<p>And finally let’s assume that in my senior year I have to pay the same as in my Junior year, $4,000.</p>
<p>It would be $42,000 for the 4 years. An average of $10,500 per years of attendance. Now with that said, can I attend Ole Miss?</p>
<p>mom2collegekids, how much do you think is too much for me to attend? 15k per year? 12k per year? How much can I spend?</p>
<p>Don’t assume you can get residency status for in state tuition while attending school. It is not that easy. If it were, every student would get in state tuition after two years.</p>
<p>Cartera is right. It took me THREE years to get residency in Nevada for tuition purposes after moving here from another state.</p>
<p>Then proving that I met the requirements for residency after three years of living here was difficult. I had to show the Admissions office 3 years of utility bills (I never threw them away for some reason…luckily I’d held on to them), my marriage certificate, daughter’s birth certificate (proving that I’d married and had a child born here…her birth certificate listed our address at the time) and voter registration card as well as tax returns from the previous three years. </p>
<p>So, in conclusion…its a real PITB.</p>
<p>I agree, although your assumptions brings great thoughts it’s best not to assume so far fetch in a sketchy situation. Though do see ways for those things at affordable schools as well.</p>
<p>I am in a similar situation as the OP, but i have received a 13k/year for 4 years for ASU scholarship. And i expect to receive a few thousand more from local scholarships. My EFC is Zero, and i am an independent. My stats are pretty high, do you guys think i should talk to Arizona and see if they can help make it more affordable for me?</p>
<p>I would talk to them.</p>
<p>bump bump bump</p>
<p>Have you looked into Mississippi’s residency requirements? They seem to be very tough for dependent students, unless your father plans to move with you! </p>
<p><a href=“College Board - SAT, AP, College Search and Admission Tools”>College Board - SAT, AP, College Search and Admission Tools;
<p>Even if that plan worked perfectly, which would be a feat, $42K is a lot of money for an undergrad degree! “Normal” debt for undergrad is around $23K, which is still high, imo, for a young adult who may not be able to find a job right away/may need further education and needs to set up an apartment, wardrobe, vehicle, etc, etc. Plan on paying around $115 per month for every $10K you borrow, for 10 long years! Would you really want to be locked into a $500 monthly loan payment for that long? What would you major in that would give you an income sufficient to cover that plus living expenses comfortably? The other question is, how would you be able to borrow that much?</p>
<p>Let’s assume I do good in Ole Miss in my freshman year, get some scholarships and then the next year I get, oh say, $10,000 in aid. My sophomore year will cost me $15,000.</p>
<p>I don’t know about Ole Miss, but most schools do not award current students $4k in new scholarship money. Scholarships to existing students are hard to get and they’re often quite low…like just enough for books. And, if you’re referring to better FA because you’d then be a better student, that won’t work, because schools report the stats for incoming freshmen, not the stats for sophomores, etc.</p>
<p>*mom2collegekids, how much do you think is too much for me to attend? 15k per year? 12k per year? How much can I spend? *</p>
<p>It is too much for you to borrow more than the max Stafford for each year (total about $30k). </p>
<p>What is your future career?</p>
<p>What schools are your financial safety schools?</p>