<p>I recently finished the FAFSA. My EFC = 0. I don't know how much I'll get in aid yet.</p>
<p>I like Arizona State University, but I live In New Jersey, so I'll have to pay out-of-state tuition ($19,000, plus other fees with come to $30,000 annually). I'm also not getting any scholarship this year.</p>
<p>How much would you estimate I'll get in aid? Can I afford to go to ASU?</p>
<p>I doubt you’ll be able to afford to go to ASU…I think the OOS cost is about $28k or so…plus, you’d have OOS travel considerations back and forth to NJ. </p>
<p>ASU is an OOS public. Like most OOS publics, typically the only aid you’ll get is federal aid. They have to reserve most, if not all, of their institutional aid for their instate students. If you had high stats, they might make an exception, but you don’t have high stats.</p>
<p>So…this is what you’ll likely get.</p>
<p>Pell …about $5500</p>
<p>maybe some SEOG…don’t know the amount, the institution must contribute 25% of the SEOG, so they may not want to do that since your stats aren’t desirable for them.</p>
<p>Stafford loan ($5500 the first year)</p>
<p>Thank for the response…dream-crusher! (I’m kidding)</p>
<p>What about the University of Mississippi?</p>
<p>Ole Miss is about $10,000 cheaper than ASU. My estimated annual cost is $22,000.</p>
<p>Can I afford that? I’m willing to borrow money. Would I be borrowing too much money?</p>
<p>What are your stats? Miss St might give you some merit. I don’t think UMiss will.</p>
<p>For UMiss, you’ll get the same FA help…some Pell and a Stafford loan. </p>
<p>If the cost is $22k minus $5500 in Pell, you’ll still need $16,500. ($66,000 for 4 years)</p>
<p>how are you going to borrow that much? You’ll need co-signers that can qualify. If your EFC is 0, then your family likely can’t qualify to co-sign 4 years of big loans.</p>
<p>What is your likely career? How much do you think you’ll be earning when you graduate?</p>
<p>The payment on that size loan will be about $700 per month for 10 LONG years.</p>
<p>That is too much for an undergrad.</p>
<p>to be blunt, prob not. I’m in the exact same boat and all of my reasearch and thread postings/questions typically result in a no. The only you can OOS is if you get a massive merit scholarship. So are your stats super sweet? As in natinal merit finalist good? If not then you’ll probably be stuck in state.</p>
<p>You say “kidding” about dream crusher but that is how I feel too. I don’t want to be in-state but that is primarily what I’m looking at.</p>
<p>I’ve been told that going to grad school OOS is much easier so thats what I’m hangin my hopes on right now.</p>
<p>[Scholarship</a> Search | Arizona State University](<a href=“http://students.asu.edu/scholarships/search/results]Scholarship”>http://students.asu.edu/scholarships/search/results) Try looking at all the ASU scholarships available for those OOS! Many might apply, I searched and came up with more than 5 pages of results. You may get even more if you go into Barrett Honors</p>
<p><a href=“http://students.asu.edu/node/6403[/url]”>http://students.asu.edu/node/6403</a></p>
<p>My friends are In-staters but have been getting about $9,000 pretty frequently.</p>
<p>If you’re serious about ASU, contact a scholarship/finaid rep and talk to them. They’re quite friendly in person, and often complain not enough students apply for scholarships.</p>
<p>…ugh re-reading and it says you’re not getting any scholarships from them…but some you do have to apply for…</p>
<p>I also have a efc 0 and know that affording out of state schools, especially public, will be difficult without some sort of scholarship(s). If you do not have scholarships from these out of state publics it may be unlikely to afford the school unless given large loans. Though if you have high interest still apply and if accepted see what aid your offered.
I’m in a very terrible situation as I have only applied to one in-state school ( University of Michigan) and the rest are out of state publics or privates. I’m sure if accepted into UofM being in-state it will be affordable but by how much? Though I am completely unsure about all my schools out of state, with Iowa I got two scholarships but not sure if this will make the school affordable.</p>
<p>The OP stats are:</p>
<p>*SAT SCORES</p>
<p>Critical Reading - 500
Math - 540
Writing - 460</p>
<p>1040/1600
1500/2400</p>
<p>ACADEMICS</p>
<p>G.P.A- 2.35*</p>
<p>Not only would he not get any scholarships, but his stats will not inspire the FA offices to be generous. They might give him a small something because he’s from NJ, a state that they may not get many applicants from. On the other hand, because of ASU’s well-known honors college, they may get a decent number of OOS applicants.</p>
<p>Maye you should consider a private school… some private schools (like swarthmore) that give our need-based financial aid would give you a “full ride” in scholarships and grants and part time work if you just get into the school.</p>
<p>Only the most selective private colleges give 100% need based aid in scholarships/grants/WS, none of which the OP would be admitted to with the stats m2ck cited. Even Williams has revoked their no-loan policy starting next fall.</p>
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</p>
<p>While I understand wanting to go OOS, both of my kids did/do, UM is a top flight default school.</p>
<p>Raise those scores to 800s and go to HYPSM on a full ride. ;)</p>
<p>
That’s my problem I have only applied to one in-state school and I don’t even know if I will get admitted into there.</p>
<p>Take a year or two of community college if you don’t get into UM, then transfer.</p>
<p>I’m in a very terrible situation as I have only applied to one in-state school ( University of Michigan) and the rest are out of state publics or privates. I’m sure if accepted into UofM being in-state it will be affordable but by how much?</p>
<p>Are any of the Mich state schools still accepting applications? IF so, what are you waiting for? Send another app or two in.</p>
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</p>
<p>Sorry, I didn’t read carefully enough and though you’d already been accepted.</p>
<p>You need to apply to more in-state schools because only 2 OOS state publics – UNC and UVA promise to meet the full demonstrated need of OOS students. Most publics aren’t even able meet the full need of in-state students. Often community colleges that one can commute to are the most affordable way to start college if one has a low EFC. Many bright low and middle income students do this.</p>
<p>I know I didn’t apply to enough in-state school for my own financial reasons though if I’m in luck all my schools will be affordable by how much, unsure. At University of Iowa I was really lucky and got two scholarships so that should help some.</p>
<p>Mom2collegekids, I sighed when I saw your post encouraging Coolbrezze to apply to more in state schools. I urged him to do so several months ago, when there was still time. He does not seem to get the concept – wishing doesn’t make it so. I hope that his financial aid awards at these out of state schools allows him to go to university, as he is a longshot by his own prediction to get into U of Michigan, and he seemed unmoved when I brought up the spectre of having to go to community college if he did not have a financial safety. Hopefully other posters are more realistic and do not wait until it is too late to apply to schools that are likely to both admit them and give them adequate financial aid. </p>
<p>Coolbrezze - there is probably still time to apply to Eastern, maybe some others - why don’t you know yet if you can afford to go to Iowa? If you got scholarships don’t you know how much they are for?</p>
<p>Yes, but one of the scholarships can increase base on financial need, I have:
University of Iowa National Scholars Award and
Advantage Iowa Award
[Scholarships</a> for First-Year Students - Undergraduate Admissions - The University of Iowa](<a href=“http://www.uiowa.edu/admissions/undergrad/scholarships/first-year.htm]Scholarships”>http://www.uiowa.edu/admissions/undergrad/scholarships/first-year.htm)</p>
<p>Other funds possible from the school are: Federal Supplemental Educational Opportunity Grant, University of Iowa Tuition Scholarships, Educational Opportunity Program Grant,
Advantage Iowa Need-Based Grant, Iowa Grant, Iowa Minority Academic Grant for Economic Success, Federal Perkins Loan, Nursing Loan, Health Professions Loan, and Federal Work-Study. The following financial aid programs are awarded throughout the academic
year: Federal Pell Grant, Academic Competiveness Grant (ACG), National SMART Grant, and William D. Ford Federal Direct Student
Loans.</p>
<p>My efc is 0 so I know I will get the full pell grant.</p>