I think we should be looking at the NPC. Using 30k income and no assets, Pitzer (just one example) would cost $7500. Granted, student loans 3500 and work study 2450 (high) help. Plus a student contrib of $1550 (or he could take the full $5500 stu loan.college loans? (And if anything interrupts college studies, those loans become due. No getting out of that
Look at some resources to study for the next ACT. Khan Academy should be free and online.
edited. part confused OP with another.