Need urgent advice, parents, college grads, current college students!

<p>Financially URI was the only school I could afford where most of my tuition was covered. I filed an appeal with most of the schools that accepted me. Providence College basically gave me full tution scholarship with 7500 loans, however I would have to commute, it would cost 0$ a year out of my pocket. I recently found this out last week and my mom thinks that its an easy decision go to PC, better academics etc however I would be missing out on the college experience. </p>

<p>I mentally prepared myself that I was going to URI, almost even excited, some of the faculty has been extremely encouraging and thrilled to have me in their class room. I do feel due to the lack of motivation at URI as a whole could make me stand out in the classroom.</p>

<p>At PC the work is more demanding and their CIV program kind of bothers me, if I want to do engineering and change my mind they dont have that but they have a partnership with Columbia guaranteed 3-2 admission with a 3.25 average in mathematical requirements and 3.00 overall GPA which is quite manageable actually and a backdoor to graduate from an ivy league.</p>

<p>My dilema is that I am sacrifcing a little bit on both parts. Is my mom ready to see me leave given the situation? no. Should I stay home? idk im asking that to you all. Where can I succeed, I do feel that being on a college campus will help me to succeed. I also feel I could regret not taking this offer from PC as it will be off the table in a few days.</p>

<p>what do you all think?</p>

<p>each school I am paying nothing anyways just want your thoughts and opinions</p>

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<p>Loans are not “nothing”.</p>

<p>in my book 28,000 in loans is nothing by the end, i can pay that off working at burger king in a year or two my friend</p>

<p>Burger King? And you’re worried about living at home during college? Will you like living at home after college? You may be joking, but too many kids don’t get it. </p>

<p>But, I thought you were interested in Engineering? So, some questions: did you apply as a potential engineering major and are you qualified for the rigors of that program? If you do the 3-2, you’d have to live in NYC- any idea what finaid you’d get?
How much in loans from URI? (You said their aid will cover most of tuition- what’s “most” mean? How much loan there?) Does their aid cover room/board or is this also live at home? </p>

<p>All you can usually borrow through student loans is $5500 the first year, It rises a bit each year, but so does the “family contribution.” If the schools are assuming a parent loan also, Mom’s payments will start in early spring of your 1st year, grow each year, if she takes out subsequent loans. </p>

<p>Maybe you know all that. But, these are part of the considertions.</p>

<p>5500 in loans for URI but that’s for me to live there. I was awarded full tuition scholarship but it’s too far to commute. </p>

<p>A scholarship means you don’t have to pay it back obv my parents don’t have loans???</p>

<p>I never get answers from this site bs</p>

<p>It’s very hard to give “answers” to someone who thinks $28K in loans is nothing-not a lot of common ground. But personally I’d go to URI–it won’t do you or your mom much good for you to be living at home, even if she thinks that’s what she wants now. And RI is a small state–I’m sure you’ll be able to visit home periodically without much difficulty. As far as where you can succeed–you can succeed anywhere if you are determined to do so. If that’s just more “bs” to you, ever so sorry.</p>

<p>We are trying to help you lay out bottom line costs for two schools that each have plusses and minuses. But, I’ll jump to my point: go to URI. You aren’t providing info we can use to help you and I think you’re frustrated with us, for that. Um.</p>

<p>I need to point out that most burger joints limit most employee hours to avoid having to offer health coverage and other benefits. You’d be hard-pressed to earn 28k total in two years, after taxes.</p>

<p>It’s called being sardonic. Regardless I still have loans for URI so there is no win win</p>

<p>I am hoping that some of your snarkiness in this thread is due to the fact that you are having a rough time right now.</p>

<p>You need to sit down and create a spreadsheet totaling up the expenses at both schools. Going to PC will still have costs, including some you may not have at URI. How will you commute to PC…car, insurance, gas, parking permit etc.</p>

<p>Would you be able to hold a part time job at either campus to help defray expenses?</p>

<p>You also need to decide about engineering sooner rather than later because of the sequential nature of the curriculum…that could be what makes your decision for you.</p>

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<p>Based on my experience with my mother’s death mid-semester, I can say that I probably should have taken some time off, but that was in the middle of a semester.</p>

<p>The most important thing is to make sure that all your professors know that your father passed away so that if you have trouble in the classes, they will be understanding. </p>

<p>I would consider living on campus rather than commuting. It will be easier to get to know students that way. </p>

<p>$28,000 in loans isn’t much and really can be paid back pretty easily. I base this on my repayment of $120,000 in loans in about four years, where my salary was definitely not six figures.</p>

<p>What I refused to do was to shell out money for an ivy league for undergrad. I took out debt for law school, not undergrad.</p>