<p>SPS is either 1% or 1.5%. I don’t remember off-hand the exact percentage. I believe it is 70% refund for all schools. In fact, I think all or the majority of schools use the same insurance provider. Different schools have a different risk profile for the insurer which leads to different percentages.</p>
<p>but why the big difference in the supplemental health insurance? Maybe larger schools have lower rates because of the size of the group?</p>
<p>BTW, do any of you current BS parents have this on your children? It seems like a really good idea and if I read the literature provided by the school correctly, is required if you have a managed care plan without provisions for NON-emergency out of service plans.</p>
<p>We don’t have it. I didn’t even know for sure what it was about. Our primary insurance is good out of state.</p>
<p>Salisbury’s optional Health insurance costs $1595. We have not purchased it. </p>
<p>All freshmen boys are given a new laptop computer, at no extra charge, when they arrive in Sept. They are expected to bring it to classes each day.</p>
<p>Laundry service, textbooks and travel expenses are extra.</p>
<p>Neatoburrito - My son wears coat/tie daily to school and the laundry service returns his shirts and pants on hangers. If you buy non-iron shirts for your son you should be fine without the dry cleaning aspect of the laundry plan. You can dry clean his jackets when you see him over breaks/parent’s weekend It will save you $200.</p>
<p>Could it be the Salisbury is a smaller school and that is why the tuition refund plan is 4.4%? Blair at $600 is the lowest I have seen.</p>
<p>So does that mean Blair has a particularly lower dropout rate than most other schools?</p>
<p>It looks like the charge for boarders next academic year is $650 [Blair</a> Academy - Admission](<a href=“http://www.blair.edu/Admissions/ad_financial_info.shtm]Blair”>http://www.blair.edu/Admissions/ad_financial_info.shtm), and the $600 must be for this year. The $450 for day remained the same.</p>
<p>Students tend to be happy there, but I have no idea how that compares to other schools. I didn’t even know that the tuition insurance program was so high at other schools. Could it be that some schools use it as a profit center?</p>
<p>My (really uninformed) guess would be that it would be the insurance company’s call.</p>
<p>I googled out a “quote form” from an insurance company. It asks for so I believe the rate is related to the following factors:
</p>
<p>Do you think Salisbury has a higher tuition refund plan (4.4%) because it is an all boys school and maybe boys are riskier to insure than girls? I don’t think the drop out rate at Salisbury is significantly higher than other schools.</p>
<p>According to my calculations the tuition at Deerfield Academy will be raised by almost 4,5 % in the 2010-2011 academic year to 45775 $ for full tuition.</p>
<p>Milton Academy has raised tuition by 4,7 % for the next academic year to 44900 $.</p>
<p>The Lawrenceville School has raised tuition by 9,7 % to 47540 $.</p>
<p>The data published was calulated using school websites and my acceptance letters so there may be flaws</p>
<p>L’ville’s 09 tuition is $44900. That’s a 5.88% increase.</p>
<p>But the current tuition for Milton is $41960 for boarders. If $44900 is the '10 tution, that is a 7% increase!</p>
<p>No not if you add up additional expenses 41960 is just the tuition (or atleast so I was told). And Lawrenceville was taken of their website. However now I can see it was from 2 years ago and not last year.</p>
<p>Celsea1 - my D is looking at all girls and a few are 2.8/2.4, but she does have two at 4.4%. I think it may be the insurance carrier and how they analyze and categorize the schools. </p>
<p>However, your health insurance is super high too (ours is not). Are you international?</p>
<p>St. Mark’s '10 tuition for boarders is 45,100. By my calculations, that’s a 3.44% increase. </p>
<p>Tuition insurance is 1.5% of tuition (or tuition less grant), thus $676.50.</p>
<p>FYI, we have always purchased the tuition refund insurance for my boys’ first years at their boarding schools only. We have never used it, but always better to err on the safe side.</p>