<p>Thanks for sharing, Celeste. We just filled out FAFSA for the first time this past weekend, so this is all new to me. I think you’re right, it must assume no assets. Our AGI is slightly higher, our assets are probably pretty typical given our income, and I was shocked to find out our EFC was north of 6 figures. I knew we wouldn’t qualify for need-based aid (we filled out the form to qualify for loans), but I was still surprised by how very far we were from qualifying.</p>