<p>Hello all,</p>
<p>I just got accepted at NYU, a university that I had hoped to get into. However my family cannot afford it's rates, and the financial aid I received was minimal (barely half of the yearly rates and that includes loans and workstudy).</p>
<p>My question is:</p>
<p>Should I take out a loan and attend NYU (I'm taking politics btw), or should I go to one of my second choices?</p>
<p>Also I'm undecided between my second choice school: I applied to Rutgers New Brunswick (Public Ivy) and go accepted, and will apply to John Cabot University in Rome.
While my family might be able to pay for John Cabot, I will never be able to pay for Rutgers unless most of it is paid by FA.</p>
<p>If I don't go to NYU should I go to Rutgers (Great School and looks good on a CV + would make looking for a grad school easier) or should I go to John Cabot (Within my price range + has great internships with FAO)???</p>
<p>Please advise</p>
<p>Naplesboy</p>
<p>wow nyu not providing enough aid…haven’t heard that before.
I think you should go to Rutgers but it seems like you didn’t get the aid info yet.</p>
<p>No I haven’t but until I know, what should I do? If I concentrate on Rutgers, but don’t get enough FA, I might lose my window of opportunity on John Cabot.</p>
<p>Naplesboy – I hope you chose some schools that were financial safety schools for you, and didn’t just pick schools that sounded good. NYU is well-known (some would say the poster child) for really horrible financial aid. Ending your undergraduate schooling with $100K or more in debt is a disastrous idea even if someone will loan you and your family the money.</p>
<p>Is Rutgers in-state for you? When do you expect to get their Financial Aid? What does Cabot cost? Does Cabot have F.A.?</p>
<p>Hmm Rutgers is in-state but even so, It’s still out of my price range.</p>
<p>That’s why I was looking at this JCU place. It looks nice, and, while it doesn’t stand out on a CV, it’s only a bachelor’s degree, right? With today’s job opportunities, you masters and phds are really importatant (I mean unless you go to an Ivy). Plus the internships with FAO (the UN branch in Rome) look really enticing.</p>
<p>Well, John Cabot’s information says that “The John Cabot University Financial Aid Office will help you obtain information about applying for student loans and/or scholarships.” With a $38K cost of attendance including really minimal travel expenses, IMO, they’re likely to be even more impossible for you than NYU is. </p>
<p>Maybe you should start from a different point: how much will your family contribute toward your annual college expenses? How much can you likely earn over the summer?</p>
<p>Ehm it’s not 38K at all…
[Degree</a> Seeking Students Paying in Euros - Study Abroad Rome Italy - John Cabot University: an American University in Rome, Italy](<a href=“http://www.johncabot.edu/Admissions/Tuition_Fees/Tuition_Fees_Charts_Degree_Seeking_Euros.aspx]Degree”>http://www.johncabot.edu/Admissions/Tuition_Fees/Tuition_Fees_Charts_Degree_Seeking_Euros.aspx)</p>
<p>My parents are willing to pay half that. So FA is a must.</p>
<p>Sorry – that page when I go to is is headlined “Citizens or residents of countries other than the United States or Canada pay in Euros as indicated in the charts below.” If you’re in-state for Rutgers, than you’re probably a citizen or resident of the US. Also, it doesn’t include the other costs normally included in cost of attendance taken from
<a href=“http://www.johncabot.edu/admissions/Financial_Aid_Scholarships/Financial_Aid_Cost_Attendance.aspx[/url]”>http://www.johncabot.edu/admissions/Financial_Aid_Scholarships/Financial_Aid_Cost_Attendance.aspx</a>
for US students.</p>
<p>Oops forgot a small detail: I’m a New Jersey resident, but I’m studying in Italy, so they consider me Italian (Also I get additional price reduction and extra credits according to my Maturita’, which is the Italian Final Exam)</p>
<p>I doubt john cabot would be cheaper than rutgers instate. I doubt jc will give an american fa. What is your efc for rutgers</p>
<p>Hmm my fafsa said 0, but then, so did NYU…</p>
<p>I don’t understand why you feel Rutgers-NB at $22K/year (in-state) is “out of my price range” and you can’t afford it without substantial financial aid, but you think your family can afford JCU, which costs over $31K per year.</p>
<p>Something ain’t right here.</p>
<p>Let me list the pros for each so you can advise:</p>
<p>Rutgers:
~ It’s a Public Ivy and looks great on a CV
~ I haven’t received my award letter yet, but my FAFSA says I sould have a 0% EFC
~ I qualify as an In-Stater</p>
<p>John Cabot
~ Even if I get a minimal scholarship, my parents can afford it
~ My Italian High School Final Grade will lower the rates even further (Rates go down 30% for a 75/100, 60% for 85/100, 90% for 90/100 and 100% for 100/100)
~ It offers great internships with FAO in Rome and other Political Organizations</p>
<p>Do the Bonuses of JCU outweigh the Rutgers package?</p>
<p>EDIT</p>
<p>worried_mom, JCU greatly reduces it’s prices according to my final grade (kinda like an american gpa. If you get a 4.0, you get in free, like a merit based scholarship)</p>