Older applicant transfer questions

<p>I am a white male who currently attends a community college in New Jersey. I am currently 23 and want to transfer in for the Spring 2014 semester, which I will be 24 by then. I transferred out of Monmouth since 1) I could not afford it anymore, and 2) my grades were poor. I took a break for a few years to work since I was undeclared. I graduated high school in 2008 with a 3.0 GPA and a 1550 on my SAT's. I know all these stats are too low for IU, but I am doing well in my classes at Bergen Community College for Accounting so far, and I was wondering a few things:</p>

<p>Should I retake the SAT?
Should I take the ACT?
What would I have to get my GPA up to at BCC for 3 semesters to have a realistic shot at getting accepted (I had 5 classes transferred from MU to BCC)?
How important will my GPA at Monmouth and in high school be to the people who evaluate the applications?</p>

<p>Be honest and explain your opinion if you think I can/can't get in. Thank you to the people who took the time to read this and let me know what they think :]</p>

<p>Grade Point Average (GPA)</p>

<p>Indiana residents should have a minimum college GPA of 2.3 on a 4.0-point scale before applying to IU. Nonresidents should have a minimum GPA of 2.5. Because of the competitive nature of recent applicant pools, few students (both Indiana residents and nonresidents) are admitted with a GPA below 2.5. No GPA in itself will guarantee admission.</p>

<p>and regarding retaking your act/sat…
Standardized Test Scores</p>

<p>Applicants who are at least twenty-one years old or have been out of high school three or more years may be considered for admission without standardized SAT and/or ACT test scores. If applicants have a minimum of 26 transferable semester hours, standardized SAT and/or ACT test scores are not required.</p>