<p>With family income of 65K I am guessing that you should receive some need based aid at most schools including UNC.</p>
<p>I would have to agree with Ryan that unless you aren’t telling the whole story, a 3.5/32 ACT probably isn’t going to be competitive enough on their own for a merit award at UNC. That should not keep you from applying though because no one outside the FA offices knows exactly how they determine who gets the awards.</p>
<p>Have you looked at the Univ of South Carolina? Your stats would probably qualify you for a named merit award which also adds tuition being reduced to in state levels. it makes the cost of attendance very low and is a real up and comer school.</p>
<p>Without knowing your full stats. OOS with a 3.5 uw GPA is very unlikely to be accepted at UNC-CH. (regardless of FA).</p>
<p>You may want to search this forum for OOS “chances”. </p>
<p>I do not think UNC is known for OOS non-merit based aid, but given the requirements needed for OOS admissions I would imagine that most OOS students come with the ability to qualify for at least some merit based aid from other sources.</p>