I’m a second year student from a New York CC. I would be applying as a junior with a 3.6 GPA, good business-focused ECs, a nonprofit org. internship, and in Phi Theta Kappa. Because I have over 30 credits right now and will have my associates by the time I enroll, I’m not submitting my HS grades (2.8) or my SAT (1280, 1910 taken in 2011). Do I have any chance of getting in? Or would I be better off applying to UMBC? I know Smith is really competitive as an external transfer.