Out of state aid vs. In state aid

Hello, I am a prospective transfer student to the University of Michigan and will be starting this semester. I am currently enrolled as an out of state student and have received tremendous financial aid that will cover most of my college expenses.
However, I am 90% sure that I can get the in state status due to my parents living and owning a business in the local area for some time, while I was in school at a different state.

My three questions are:

  1. Even though out of state tuition is much higher than in state costs, since I have received enough aid to cover my out of state expense, is there really a reason for me to apply for instate status?

  2. Is it possible for me to get less financial aid if I switch to in state status (currently as an out of state student, I barley have to pay)

  3. My understanding (from calling the office) is that I can apply to get the instate status at any time, so I could potentially apply next school year. Is this correct?

Thank you very much and I apologize in advance in any wrong formatting. It has been a while since I last posted here.

No. Your parents would need to LIVE in Michigan for you to get instate tuition there.

Since you have aid to cover your costs…what is your point?

RE: your aid amount…if you are receiving need based aid that covers your OOS costs…those OOS costs are MUCH MUCH higher tuition than instate. So yes…it is very possible your aid will decrease to reflect the lower cost IF you were to get instate for tuition status.

But honestly…I think getting instate status based on the location of the family business…is a huge LONG SHOT.

@kelsmom?

@thumper1
Sorry, my parents have been living here for couple years for their business. I will clarify that.

I guess my fear is that the aid that I receive next year may be less than this year, leaving me to afford the high out of state expense with less aid.

As for the instate tuition aid amount, I was speaking of the relative amount (if my current aid is covering 100% of my OOS expense, the instate aid could maybe only cover 50% of the in state expense)

Your parents have to live in Michigan in order to get in-state status. Be happy that you received enough aid and can afford to attend.

If your parents have been living in Michigan for a couple of years…why don’t you currently have instate status for tuition purposes?

I am confused. If your parents have been living in Michigan for a couple of years, how are you an out of state student? Did they move to Michigan after your freshman year? Why aren’t you considered in-state now?

@romanigypsyeyes or @kelsmom

If this student’s parents have lived in MI for two years…when would he have been eligible for instate status?

To the OP…I believe University of Michigan pledges to meet the full need of all instate accepted students.

But really…you sound like that is pretty much the case anyway.

Could you clarify? In the first sentence you say you are a prospective transfer to Michigan. In a subsequent sentence you say you are currently enrolled as an out of state student with tremendous aid.

Which is it! Are you a prospective student or a current student. You can’t be both at the same school.

I am not sure. OP, you might get instate aid but they are VERY strict. The only way to know is to ask them. You’ll have to fill out documents at the very least.

Just having parents who live in MI is not enough for instate status.

Here is where you apply: (near the bottom)

http://ro.umich.edu/resreg.php

@thumper1 I agree that this is very confusing.

OP I think that Michigan meets full need so instate should not matter.

@twogirls U of M ONLY meets need for instate students.

This student wants to be an instate student…it seems. But supposedly, he or she is already an OOS student with funding that enables them to attend.

At the end of the day…for,THIS student…it doesn’t matter. As an OOS student, he has the funds.

As an instate student, his full need will be met.

The dollar amount of the actual aid will be a LOT different…as OOS tuition is twice or more the cost of instate. The student won’t get OOS aid if he is only charged instate costs.

Is that what you are asking @Kreeee

But I am still flummoxed…is this a prospective student who wants to be instate…or a current student paying OOS rates?

The OP says he/she “barely has to pay” as an OOS student. This confuses me.

I see…you were attending college in another state at OOS state rates.

Your OOS aid at another college in another state has NOTHING to do at all with the aid Michigan will offer you…none.

Do you have the money to pay OOS costs of attendance until your residency is cleared up.

But the question remains…if your parents live and work in MI, have driver’s licenses there, are registered to vote, etc…and that has been the case for TWO years…why wouldn’t you have dealt with your residency status prior to applying.

Did your parents live full time in Michigan for the past two years? Or did they live elsewhere part of the time?

OP… Are you currently an out of state student at a school ( not Michigan) and you are receiving a lot of aid… And you are nervous about going to Michigan because you are scared that as an instate student, you will not get much aid?

Or @Kreeee are you concerned that you will not gain instate tuition status at Michigan?

I have to ask…if your parents have resided in Michigan for two years…why didn’t you get your residency status resolved before you applied? It sounds like you lived elsewhere when youngraduated from HS…another state. Is that correct? That would trigger the request from MI to prove that you are now an instate resident.

@Kreeee did you complete your second college year at Loyola Chicago? That is a private university. There is no difference beteeen in and out of state costs.

Please…could you clarify…

  1. Will you be a transfer fall 2017 to Michigan?
  2. Why didn't you get your residency status cleared up before you applied?
  3. Do you have enough money to attend Michigan as an OOS student until,this gets resolved?
  4. Did you receive your financial aid from Michigan for 2017-2018 yet...for transfer students this may not yet have happened.

@thumper1 @romanigypsyeyes @twogirls
Sorry! I was at work all day and did not have a chance to look at all the replies (which I am very grateful for!).

I have received enough aid that covers all my expenses for this school year at Michigan. The only reason I was inquiring about getting an In state status was because I felt that the financial aid I received this year may not be the same amount every year, so having the in state status would be safer in the coming years. (Having to pay 60k vs. 15k in the worst case). But at the same time, since all my tuition is covered through aid, there really was no reason for me to apply for in state this year.

Someone told my parents that if I begin my career at UMich as an OOS, that I cannot change that status later down the line - which I now believe is false.

  1. I don’t know why I used the word “prospective” I think I was just so used to it during my transfer application process, but I have been admitted.

  2. I 100% applied as an instate student during the application process, but for some reason I was accepted as an OOS student. I thought this was because I attended highschool and college in Chicago (my parents moved during my first year in college, which was 3.5 years ago)

  3. Yes, all my my financial needs are met for this school year.

  4. Yes, I have received the UMich financial aid package for 17-18. That is what I am referring to for my OOS rewards (around 60k)

Again, thank you so much for all your feedbacks, I really appreciate it. Sorry for so much confusion :confused:

I would straighten out the instate/OOS before you start. Even though there is no difference this year to the cost, there might be in future years. Easier to start out as you plan to go on. If you are going to be a Michigan resident, do it. Get a license, library card, register to vote.

@thumper1 @romanigypsyeyes @twogirls
Sorry! I was at work all day and did not have a chance to look at all the replies (which I am very grateful for!)

I was inquiring about the in state status because even though I am financially covered for the 17-18 school year at Michigan, I figured the aid I receive won’t always be the same in the coming years. This made me think it was better to have the In state vs. the OOS status (~15k vs 60k in the worst case - someone told my parents that once enrolled as an OOS, that I could not get In state status, which I now believe to be false).

However I was hesitant to apply for in state since my current OOS aid, which is ~60k pays for my tuition in full, and was worried that if I got in state status, I would not get a “full ride” as I do with OOS.

  1. I don’t know why I used the word “prospective” I think I was just so used to it during my transfer application process, but I have been admitted.

  2. I 100% applied as an instate student during the application process, but for some reason I was accepted as an OOS student. I thought this was because I attended highschool and college in Chicago (my parents moved from Chicago to Michigan during my first year in college 3 years ago)

  3. Yes, all my my financial needs are met for this school year.

  4. Yes, my financial aid package was in the Umich student website, indicating aid of 60k.

Sorry for all the confusion, but I really appreciate all the feed back. Also my previous comment got deleted so I had to re write it :confused: