<p>Is University of Minnesota out of state need base aid generous, considering its low cost for out of state students? Generous for out of state students where the out of state student would probably have to pay only 3-4,000 in loans a year.</p>
<p>It depends on your EFC of course. But if I were you I’d expect more around half loans/half grants if you’re in serious need.</p>
<p>No, they are not particularily generous with aid for OOS. According to the meeting we had with financial aid on the visit day, good out of state students can expect to get in-state tuition and then maybe one additional academic scholarship. Some colleges within the U can be more generous to stellar students. That is what happened to D she got in-state tuition and one academic scholarship and they met the rest of our need with loans, even though there was a big gap between the scholarship and our efc. D got many outside scholarships and they ended up cancelling our subsidized loan and lowering her work-study money as she exceeded our efc. So that can happen too.</p>
<p>Oh wow, thanks. So usually out of state students witha efc 0 would have to take out 10k loans? How horrible.</p>
<p>Yeah… I got that scholarship Denquist mentioned (in-state tuition), which was nice, but we’re still left to come up with the 10K in-state tuition and the ~8K room and board.</p>
<p>As AT9 says it is more like $20,000 when fees are added in. In-state tuition is over $11,000 there are fees of $2000 or so and then room and board plus books, etc. But compared to our own state flagship (which can be more expensive than OOS tuition at the U) and Wisconsin (which gives little to nothing to OOS students) Minnesota is a real bargain.</p>
<p>Well thats just horrible, would like if accepted into University of Minnesota the most loans I would have to take out is 4k. Is that possible in anyway? Having a efc 0, and if it matters first generation student, on a single guardians income ( other decease).</p>
<p>It would help quite a bit if you were a great student, are you? If you are you might do better at a smaller LAC where your stats are above those for admitted students. D’s friend got a ton of aid at a LAC in Washington with pretty decent stats, so if having no loans is your goal, I would look outside of some of the big state universities. What about your own state? There are plenty of state schools there that might be willing to make you a great offer. Another friend of D got a full ride at CMU and really likes it there.</p>
<p>^
Yes I would consider myself as a great student. Also I’am not expecting to attend college loan free ( though that would be great) though I’am also not expecting to graduate from college with 20k in debt. I’am considering in-state schools, and lacs ( along with private universities)though I know I need to broad my options, and UM-Twin Cities is one of those schools I’ve have always been considering.</p>