Outside Scholarships

<p>Okay I'm really confused about outside scholarships so if anyone could clarify some things that would be great.</p>

<p>My EFC was roughly $32,000 (overestimated, of course). The cost of attendance for me was estimated to be $50,060. Here's my package from NYU:</p>

<p>Scholarship: $6,542
Workstudy: $4,000
Perkins Loan: $2,400
Stafford Loan: $2,625 (or whatever the max is)</p>

<p>That adds up to $15,567, leaving $34,493 that we have to pay. </p>

<p>Now, I know the first part of outside scholarships go towards "unmet need," right? So that would be about $2500. But what about if you have more outside scholarship money? Does it reduce all of your workstudy, loans, and NYU scholarships (I didn't get grant money, it's a "Tisch Scholarship" and THEN if there's any left it goes towards the $32,000 my family is expected to pay?? (And if so, what order does it reduce them in?) I read some stuff about it on NYU's financial aid page, but it didn't really make sense to me, so I was wondering if anyone here knew. Because that would <em>seriously</em> suck if they reduced my NYU scholarship due to outside scholarships, still leaving us to pay that big number. </p>

<p>Also, how do we go about reporting outside scholarships to NYU? (Haha sorry, I know very very little about any kind of fin aid.)</p>

<p>Wait..but you have to pay back the Perkins & Stafford loans right?</p>

<p>right. and plus.</p>