<p>"Well I don't think it's like 10 or 15, it may be none if my ED school accepts me!"</p>
<p>If you need money for college, don't apply ED. Even if the ED school says it will meet 100% of your financial need, remember that the school, not you or your parents determine what your need is. The school also could choose to fill that need by giving $20 k or more a year in loans.</p>
<p>If you don't get into your ED school, you also could be too demoralized, and your GC too busy for you to do good jobs applying elsewhere.</p>
<p>Finally, getting an ED financial aid offer means you can't compare offers since if you're accepted to your ED school, you basically have to go there. Sure, they say that you can back out if they don't meet your need, but again, it's the school, not you who determines whether they met your need.</p>
<p>Since getting enough $ for college is a big concern for you, you need to apply in a way that will maximize your financial offers, not apply in a way that will get you the most chances at your dream school. Make your dream school the one that will give you the best aid offer.</p>
<p>Right now your stats are OK, but not good enough (nor predicted to be good enough) to have decent chances to get you into schools like H, P and others, which meet 100% of very low income students' need without giving loans. Unless you want to risk not being able to afford to go to college, you shouldn't apply ED. You definitely have the stats to get into a good college. You just need to apply in a way making sure you get the bucks.</p>
<p>For many people, their best financial option is a local public 4-year or 2-year college where they can live at home and commute. If that's a place where they know they'd get in and can afford, that can be a good financial safety. It probably also would be good to find another safety that's an in-state public. While publics usually don't meet 100% of documented financial need -- even of in state, very needy students, they may offer merit and other aid for strong students from in-state, and that can offset one's costs.</p>
<p>Fine to apply elsewhere, too, but do make sure you have financial safeties in place so you definitely have a college to go to next year.</p>