<p>among the items sent recently was a brochure from Allianz for personal property insurance for students. has anybody used this? any thoughts on the need for insurance?</p>
<p>We use NSSI. Have had to make a claim and it was easy and painless. I recommend it as a company.With NSSI it covered computers, cell phones, ipods and covers theft and accidental damage from dropping/spills. It does not cover loosing something. </p>
<p>Probably any of the companies are similar. In Florida we don’t dare use are homeowners. We have a huge deductible and making claims can get you canceled. If you search on the parents forum there are several threads about the student companies that offer coverage.</p>
<p>Stuff gets dropped, computers get spills and stuff gets stolen. I though the cost for coverage was reasonable and most cover the stuff even when the student is home or traveling.</p>