<p>Hi. Some of you may remember me from a week or so ago. I came here asking about my situation (In short, my dad refuses to provide his financial information for me to complete a FAFSA. It's a big bummer because now I can't get a Pell Grant or any federal loans.) However, I came across the term "private loan" while browsing through different financial aid websites, and from my understanding of it, a private loan doesn't require any federal forms to be filled out (no FAFSA! yay). Does anyone have anymore information on them and maybe even a few links to some websites that offer them? Thanks.</p>
<p>bumpbumplz</p>
<p>Wouldn't you need a co-signer for a private loan? Will your parents co-sign?</p>
<p>Private loans are credit determined loans. This means they are normally out of reach for someone with no credit history unless you have a credit-worthy cosigner.</p>
<p>I could probably get my mother to co-sign for me. She isn't the one who objected to providing financial information on the FAFSA, so I don't think she'd have a problem co-signing.</p>
<p>During discussion with fin aid person at one college we were told that if we would need loans college has a list of lenders, the ones they usually like to deal with/ good experience with college money, sending checks on time etc/.
Maybe you can ask fin aid department at your college? I have only experience with people from small LAC's and those people are extremely helpful and WANT to work with you. They also seen it all, so your story won't be any news for them.</p>
<p>Korey, If your dad has an office, while he is at work couldn't you like find the info you need- i.e. his social security number. You should know his date of birth, casually ask your mom what's his mother's maiden name, etc. I filed my FAFSA in Jan and did 95% (dad was watching sports and didn't want to be bothered with it). We have all of our personal information labeled and organized in the file cabinets in his office. You could find the tax reports, bank statements, etc. I mean, come on, you're telling me that you never occasionally "take a peak" at your father's financial documents.</p>
<p>Also, I suggest that you call the financial/scholarship office of the school you want to attend and explain your situation to them. You could get a motherly/grandmotherly type to be sympathetic to your situation. Do whatever you need to get into college! er.. within legal realms of course.</p>
<p>Oh I forgot, korey apply for scholarships on fastweb.com. You fill out a profile of yourself, describing your interests, and intended major and they send you scholarships that match your status. Most only require a essay.</p>
<p>maryjane: You're not the first person to suggest I take the information I need by force, and I won't pretend that I haven't considered it before. Unfortunately, stealing financial information like that is very far OUTSIDE the realm of the law. I've also read that the punishment for such a crime is severe. The last thing I want to do is end up in jail over trying to pay for college.</p>
<p>And I've had a fastweb profile since the end of my junior year of high school. I've applied for everything I can. Thanks, though!</p>