<p>Hi everyone. I am an incoming undergraduate searching for loans to pay off my school fees. I know its late and yes I do have a reason but its a long story... Anyway I've been searching around the forums and other loan sites but I am still a bit confused. I'd like some guidance from people who have actually experienced dealing with student loans.</p>
<p>I am in a situation where my parents don't want to pay for my tuition. I doubt I can receive any gov or school financial aid because of my family's income (not trying to be arrogant, dont take it the wrong way please). I've been reading up on unsub loans and private student loans. My dad is willing to be my cosigner. What are the steps that I can take to take out the least private loans? Their interest rates, origination fees, and APRs seem very above the roof.</p>
<p>Is there a way to make myself independent from my parents so that I may receive financial aid? And if I do that, can my dad still be my cosigner?</p>
<p>So far for private loans, I am looking and comparing: Wachovia, Chase Education, Sallie Mae, and Sun Trust. Are there any other reliable, safe, and low interest education loan companies out there?</p>
<p>Thanks for helping out everyone. I know you must have posted a bunch of these questions on the posts. I'll be looking for them.</p>