Queens or St. John's

<p>I'm transferring to either Queens College CUNY or St. John's University both in Queens, NY as an education major. If I go to Queens: Upsides, it's basically paid for, it's a good education program. I'd have money to spend on other things such as trips or material items. Downsides: I hate hate hate the campus and I'm not comfortable there at all. It'd basically be a commuter school where I just go to classes, but I'm not happy with it at all. I'd trudge through for four years and then pay for graduate school. A lot of my friends that go there absolutely hate it and have transfered to other places. If I go to St. John's: Upsides, it's a 5 year program and I'd get my masters. I would also double in Special Ed. I love the campus and know a lot of the people there. It's more of a spirit school too. But I'd still be commuting. Downsides: It's so expensive because it's a private school. About 32,000 a year and minus my financial aid from the Pell, TAP, and the grant the school gave me, it's about 15,000 a year + 5 years is 75,000 plus interest. I'd be paying this all back after I graduate because my parents can't. There's a teacher freeze right now and I'm worried. Is this a lot to borrow? Is it worth it if I'd get my masters already and wouldn't have to pay for graduate school? I think starting salary before taxes for teachers is about 40k
I'm so confused. One day I'm set on Queens because it seems logical, the next I want St. John's because I feel great there.
Also if I go to Queens first, I could go to graduate school at St. John's for around 33,000
Please offer any advice.</p>