<p>I can offer the observations of my daughter's admission into this years freshmen at Skidmore.</p>
<p>We didn't necessarily need the financial aid but saw no reason not to apply for it. We have an upper middle class income that may describe your situation. The statement by Skidmore (or any college that is the least selective) that they will meet "need" has to be considered in the context that it is the college that gets to define what you "need". </p>
<p>The money that a college offers is made up of loans, on campus job, and outright grants. There may also be scholarships offered by the individual college. Loans are easy for a college to offer since you still have to pay them back. These should never really be considered part of "meeting need" but all colleges count them. Likewise with on campus jobs since they are paid at near minimum wage and you could readily work anywhere in town and make similar wages towards tuition.</p>
<p>That leaves only outright grants and scholarships. Note that this is the only place where real money out of the college's endowment is going to be spent. The total grant money provided by Skidmore on a $41,000 annual bill was around $4500, again on an upper middle class income. By the time you factor Income Taxes and similar, Skidmore would assume that it was possible to divert 30% of after tax earnings towards tuition. This level of payment would most likely never be possible unless your parents have made other plans to pay for your education. Remember, the college gets to define need, not your parents.</p>
<p>Skidmore is still a selective college. There are only around 125 colleges in the country (out of 8000) that accept less than 1/2 their applicants. That 125 selective schools include the 10% Ivies and the 40% Skidmore. What it means is that Skidmore doesn't have to give up it's (fairly small) endowment to fill a class. And they don't. Most of the selective schools need to offer money to attract the brighter minorities and show decent diversity numbers. Although Skidmore talks of attracting URMs, there aren't enough good candidates to go around and you will see the Skidmore class about as white as a shelf of Wonderbread.</p>
<p>Skidmore offers only 10 scholastic scholarships. 5 for the Arts, 5 for the Sciences. $10,000 a year each. Not much to count on. My daughter had grades of 5 on all science APs, won all school science and math awards, did published, independent research at a university laser laboratory for a summer and never even made the list of alternates for the scholarship. Our guess was that they were being directed to the more needy candidates, which is fine.</p>
<p>The data show that you chances are definitely higher with an ED application. There is nothing binding if the college cannot deliver an affordable financial package. Skidmore has benefitted from the lower acceptance rates of the Ivies. Skidmore gets the spill overs, as was the case of my daughter. This is why Skidmore has seen a steady rise in the entrance SAT levels. When you look at any range of SAT scores offerred by a college you need to think of whether you have special circumstances that make you a very attractive candidate. If you are not a recruited athlete, a URM, a legacy, or similar candidate in high demand, you will have a harder time getting admitted with scores in the lower range of their averages.</p>
<p>All that said, you have the advantage of being interested more in their arts program which will bring your portfolio much more into play than just your SATs. Unless you live across the continent make arrangements for an on campus interview rather than using alumni. The on campus interviewers are hired college staff, not students. When you get through with the interview they will provide you with a real idea of your chances of admission.</p>
<p>Good luck.</p>