Debatable.
@CottonTales, will it make you feel better if I tell you I just ordered about 5 pints of Ben and Jerry’s?
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Lol, my vice tonight was Thai. I needed it. Needed.
Cotton Tales, You go, girl!
I
Oh… Didn’t realize this was an either/or.
Never been a rule follower.
I have on occasion had a mint chocolate chip hot fudge sundae as lunch when spending the day on Coronado.
Can some one explain the book club on here? How often they read a book? The rules? And how I find the thread, do I have to search each time for the next month?
We read a book every other month. @Mary13 is our fearless leader. Yes, there’s a new thread every other month. Here’s the one coming up for December: http://talk.qa.collegeconfidential.com/parent-cafe/2197948-harry-s-trees-december-cc-book-club-selection.html#latest
ETA: If there are rules, I’m not sure what they are!
We got a better than full price offer for the rental house we’re selling AND got to cancel an order for a new fridge that we’ve been waiting on for over two months now. We ordered it as soon as we knew we were selling the place.
As an extra bonus, there’s another set of folks looking at the place today knowing they have to make a quick decision due to the standing offer we need to accept/reject.
It’s hard not to hold my breath on this one. Even if we go with the first offer, we like it. I’ll be glad when we’re signing the final papers whichever way it goes. I wish it could be as simple as buying a car.
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That’s great news!
Well forget about the party at @Creekland rental house… Lol… ???
If we ever get to do what we thought we were going to do (buy a condo - or boat if H has his way - somewhere in the south or Caribbean) we can party there post Covid!
With Covid and various tropical systems, for now we’re still mulling exactly what we want to do when we grow up.
Relatively soon I’m likely going to have to figure out where our finances get reinvested. Right now the top three contenders are a small RV, redoing and adding to part of our house, and the condo/boat that’s been Plan A. It’s definitely not enough money to do all three or even two of the three. For the winter it might just be a savings account in a CU that’s still earning half a percent.
LOL… our joke about our Credit Union’s low interest rates is that “at least they have not started charging us to keep it there”.
I think the only rule about book club is to not discuss any specifics of the book until the month starts. The other thing is that as the discussion starts winding down, there will be conversation about which book(s) to do next.
There is crying in book club. Blame the books!
To find all book club threads, go to Mary13’s profile and click on “threads”.
Our bank is offering 0.01% for both savings and CDs. If it’s a new CD they’re being generous and offering 0.05%. I asked the guy if it were a typo and he told me no. At least .5% gives us something.
I haven’t looked lately but what about high yield savings accounts?
We figured we’d get the check in hand first, then make a decision based upon what’s happening at the time. So much changes quickly these days. Closing will hopefully happen in Dec. That would make it much easier for taxes. The contract is signed, so now we wait.
https://www.bankrate.com/banking/savings/rates/ and https://www.bankrate.com/banking/money-market/rates/ suggest that the best rates at banks these days are around 0.40-0.70%.
Money market mutual funds do not appear to be any better.
Nope, the days of high interest are long gone, as far as independently investing with your bank. Better to have a financial advisor with good programs.
It’s not going to reside in the bank for long. Except for a small emergency fund, we don’t keep much in savings. Even with emergencies, we have some, but anything fairly high would go on a credit card to be paid off a month later after shifting funds.
But a bank for a couple of months beats our mattress for safety. Covid has messed with our plans. Hurricanes have put up caution too.
These are retirement funds that are shifting due to a tenant leaving, causing the timing. We know we don’t want long term rentals in retirement. We might, however, opt for condo or RV rental (as owners who would also use either). It’s far tougher justifying the boat. That’s just H’s love. I don’t share the love. I prefer to sit on the condo lanai and take pics of him on the boat. He tells me he thinks I would like a catamaran. It’s the tipping of sailboats I don’t like at all. We had thought about renting one to test it out, but Covid came. We’re also supposed to be checking out more islands this winter (sigh).
A smaller RV is on the list due to Covid. We enjoy camping, but up to now have tent camped. Getting older had us eyeing the Class B’s even prior to Covid.