Renters Insurance

<p>I just notice on the housing site it says that we have to have renters insurance with
$100,000 liability for any on site housing. Does anyone know anything about this or where
to purchase in SC I am from out of state.</p>

<p>I think this is only is you are not covered under parents homeowners policy, which our D is. We have never bought this to live on campus. We do have renters insurance on our oldest since she lives off campus at her school. On this list I see of stuff to do prior to move in this says you have to have it OR buy it.</p>

<p>Depending on what you are bringing you may want to add some kind of rider to specifically cover computers or other expensive equipment, but I would contact your homeowner carrier to see what you have/need.</p>

<p>As far as I know, the housing part just makes you check that you have it covered on your own or are buying it.</p>

<p>I took out a policy for my son. It only costs about $8/month.</p>

<p>Thanks scmom! You just saved me $128 :D</p>

<p>Thanks everyone much cheaper than I thought!</p>

<p>

I vaguely remember having to give a policy number, but I could be wrong.</p>

<p>I got DD a policy from CSI because it covers breakage and theft with only a $25 deductible, rather than $1000 with my homeowner’s policy (which I don’t think will cover breakage at all). To get $100K of liability insurance on top of that was about an extra $30.</p>

<p>My homeowner’s policy will still cover her if something happens that exceeds $100K. For me it is worth $160 or so.</p>

<p>Thanks Scmom. My mom just put me on her policy said was $35</p>