hi. nyu is my dream school and I was originally gonna apply ed2 but everyone talked me out of it because I am unsure about financial aid. I applied to other schools but I not 100% into them. I know I want to go to grad school so if I went to nyu I would be in bit of debt, but I really want to go. thoughts?
A bit of debt is 27,000 for a bachelors degree. That’s the maximum debt FAFSA will allow for a bachelors degree. Any more than that, your parents have to co-sign private loans over to you in mass quantities. My advice…DON’T! You’d trash your future. Seriously, if you have to do that, you clearly can’t afford to go to NYU.
I have a dream of owning a Ferrari, but my bank account says no every time 
Have you run the NPC to see what aid it suggests you’ll get?
@SJ2727 they estimate I would get 25,000 so I would have to pay 46,000
And how much of that would you (or your parents) have to loan?
most likely a majority of it. my efc for fafsa was 17000 but I don’t think my parents can give me that much every year
Hard to see that being worthwhile especially if you want to go to grad school, a cheaper public option probably makes more sense. You’d need your parents to co-sign anyway above the amount in post #1 as I presume you are aware.
Not being able to afford to go to a school is the one rule-abiding way to break an ED agreement, so if NYU can’t provide you with the financial aid you need, you are allowed to not go. Info straight from the source: https://www.nyu.edu/admissions/undergraduate-admissions/how-to-apply/all-freshmen-applicants/early-decision.html
Since NYU does not appear to be comfortably affordable per the net price calculator I would not apply ED2.
Part of your decision should also be: how much will applying EDII affect your chances? If you have high enough stats, good EC’s, etc, you might be able to get in without applying ED.
@cytokinesis my sat score is a 1280 and there middle 50% was abt a 1380 so im below average for who they accept.
Middle 50 is 1350-1530 on SAT, so you are well below. Do you have any hooks?
@SJ2727 Ive been perfecting my why nyu essay but it doesn’t sound amazing, and my common app essay is ok.