<p>Okay, so I visited the JHU campus, talked to students, and I'm pretty much in love with the place.
I really want to apply ED, but finance is a huge factor for me, and I'm not sure whether or not I should. I know that if the package doesn't work out, then you can withdraw (that's what the website says at least)...but I don't know if that'd be worth it (or a smart choice). Would it be a bad decision to apply ED if finance is a huge factor?</p>
<p>I have a very similar issue-it’s making me consider applying early action to some of my second choice schools, while RDing to the top ones. It’s not a great plan, but better than being locked in with a crappy finaid package should I get in.</p>
<p>Not sure if this will help with your decision, but here is an official answer as it relates to applying Early Decision to Johns Hopkins related to concerns of financial aid:</p>
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</p>
<p>These web sites should provide additional assistance:</p>
<p>[Hopkins</a> Undergraduate Admissions :: FAQs :: Early Decision](<a href=“http://apply.jhu.edu/faqs/ed.html]Hopkins”>http://apply.jhu.edu/faqs/ed.html) </p>
<p>[Hopkins</a> Forums -> Early Decision Questions](<a href=“Leak nudes - The Home Of The Sexiest Thots, Nipple Slips, Bikini Pictures, Nude Streamers From Patreon, Onlyfans And Much More!”>Leak nudes - The Home Of The Sexiest Thots, Nipple Slips, Bikini Pictures, Nude Streamers From Patreon, Onlyfans And Much More!)</p>
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Just remember that <em>Hopkins</em> is the one determining your need. For example, if Hopkins says you can pay $50K but your parents think they can only afford to give you $30K, you are in a bad situation - you have a $20K gap you need to meet somehow. In my S’s case, our FAFSA EFC and what Hopkins thought we could pay were at least $15K different, maybe more (hard to tell exactly because we were offered 0 aid except for unsubsidized Staffords, which everybody can get), which is why he is not going to Hopkins. Had he gone ED, he would be graduating with $80K in debt, which is crazy.</p>
<p>Also, while Hopkins says they will meet full need, a substantial component of your package could be (probably will be) loans - likely at least the full Stafford amount, which means you graduate with around $25-30K in debt, but it could be a lot more. Can you afford this level of debt?</p>
<p>So while ED gives you a better chance of admission, it can really hamstring you financially.</p>
<p>Remember, though, that even though your GC and the colleges themselves like to put the fear of god into you over reneging on an ED acceptance, applying ED is not a legally binding contract. If you really can’t to go there for whatever reason, they are not going to try to force you. They may tell the other schools you applied to (if they know who those are) or put you on a blacklist other schools can see, but if you are a Hopkins-caliber student I suspect many schools won’t care, especially if you have a reasonable explanation and are up-front about it.</p>
<p>Every person’s financial aid situation is different and considered differently by every school one applies to. Because one student when applying did not receive “sufficient” aid, does not mean that will happen for another student. This is why we strongly recommend that each individual investigates all financial assistance possibilities in advance of applying for admissions, whether ED or RD. Our Financial Aid Office provides a very helpful tool to do this:</p>
<p>[JHU</a> Possible Aid Estimator](<a href=“Student Financial Support | Johns Hopkins University”>Student Financial Support | Johns Hopkins University)</p>