So..new fin aid status

<p>I have a few questions about the new award status…</p>

<li><p>What is Aid Credited to Term bill? Is this the total amount I will be using next term, or the amount that is eligible to be used next term?
My Total aid is more than the “Aid Credited to Term Bill”…so what happens to the extra?
That doesn’t really matter because I don’t want to take out the extra loans awarded to me. Before it would’ve worked out fine <em>based on my initial award, I wouldn’t have needed to take out loans or work study</em> but now I need to take out $123 in loans. (I’m assuming Aid Credited to Term Bill is how much I’ll need to use.)</p></li>
<li><p>I need to take out loans now because they took away one of my grants, the Federal/Institutional Grant. Does anyone know why this happened? As a result, I also have to do work study…
I also submitted for a National Merit $1000 scholarship but I think I might’ve been too late…
I’ll email them but I wanted to see if anyone had answers here first.<br>
Long ago, I’ve emailed them with another question, but they never responded…:(</p></li>
</ol>

<p>Ok..I'm really stupid not to read the Award Letter Guide.
so my aid credited to term bill is just the amount that they can directly send to pay for my college edu. The extra is how much I'll be earning in work study and other stuff. And that extra is how much I'll need to save to pay for my education myself..</p>

<p>So everything's fine...except I'm going to call them to ask why one of my grants was taken away.
Some possible explanations:
1. I didn't apply...further?
2. The state's too poor to give me it.
3. They've already given me too much.</p>

<p>Also if the aid credited to term bill + whatever I'm paying with my work study exceeds my actual term bill, I get a refund. So I decided to do work study..might as well get a job :D</p>

<p>Take workstudy if offered - it will not count against you when you apply for aid next year. Go on line and look for your financial aide officer - you are assigned one based on your last name --- you can also send an email from this site -- takes a few days to hear back. Ask if you drop workstudy will you be able to keep the grant.</p>

<p>I also got the same "aid credited to term bill" and there was a certain amount of money linked to it. So what does that mean?</p>

<p>The aid credited to term bill is money that goes straight to your term bill if you turn in all the necessary paper work Rutgers requires. For the job study you have to actually go and finish the amount of hours your job study requires you to finish in order to make said amount and the money is given to you like an regular job, its not automatically credited to you and you work it off. Meaning the work study is like a regular job, you work and every few weeks you get payed based off the amount of hours you work. The reason some money is "aid credited to term bill" and some is not is because some of the additional funds require you apply and fill out other required forms and paperwork (NJClass loan for instance has a totally seperate application process you must go through before they send in that money to be credited to your term bill).</p>