Someone please review my SAP Appeal letter!! I will appreciate your honesty.

<p>Thank you in advance everyone! I really really appreciate your time!</p>

<p>To the SAP Committee:</p>

<pre><code> My name is ____________ and I am currently a sophomore at _________. This letter is an appeal for my failure to meet the requirements in order to receive Financial Aid. My performance during Fall 2012 resulted in two withdrawals and one “F” grade, therefore dropping my grade point average to a 1.77. In this letter, I will explain the reasons for these unsatisfactory results.
My parents have been divorced since I was very young. I would occasionally see my father, but I’ve lived most of my life with my mother, my grandparents, and my younger brother. My grandparents retired two years ago in 2010 and my mother gets paid minimum wage. The rent and bills were paid with part of my grandparents’ retirement money, most of my mother’s paycheck, and strong help from my father. Our financial status was stable, so my brother and I were able to focus on our studies rather than search for employment. I started my freshmen year at _
_______ in Fall 2011 prepared, with strong determination and great enthusiasm towards education. I ended my freshmen year with satisfying results and a grade point average of 3.5. Unfortunately, the complications began during the summer after Spring 2012 semester.

My mother began receiving less than minimum wage due to fewer hours at work; my father got remarried and moved into a new home with his wife and her two children. Since my father gained more financial responsibility with a new home and a new family, he had no choice but to discontinue his financial help with our home. This situation forced my brother and I to spend our summer searching for employment in order to support our family. Living in a city where the majority of people are Latinos/Hispanics and being one of the only Asian-American families in our area, it was difficult to find employment without being able to speak Spanish. Because of this financial delay, my family is in debt with our landlord and was on the verge of becoming homeless.
When Fall 2012 semester came close, I registered for classes as full-time students. School started at the end of August and I was still unemployed. During mid-September, a friend of my mother’s offered me a job as a part-time waitress where the owner would pay me “under the table”. The thought of my family struggling to find a place to live convinced me to not turn away from this opportunity; I immediately accepted the offer. I continued on the semester as a full-time student from Mondays to Thursdays and a part-time waitress from Fridays to Sundays. Even though, waitressing was the first job I’ve ever had in my life, I managed to help my family and complete my schoolwork.
October arrived, my grandparents decided to leave the country due to the death of a family friend, leaving my mother and I responsible for the finances while they are away. I began to think that being only a part-time waitress was not enough, so my employer offers me a full-time job at the restaurant. Being the eldest child, I knew I had to take responsibility and help my mother anyway possible. I was prepared to accept the challenge of being a full-time student and a full-time worker.
As the semester went on, I found myself working more than I intended. I started missing assignments and a few class sessions, so I would send emails to fellow students asking for any assignments I’ve missed on a specific day and they’ve been very helpful. I tried my best to complete every assignment that was given. Realizing that my performance was starting to drop, I would ask for any extra credit assignments the professor may assign for me in order to increase my chances of passing the class. Unfortunately, my professors did not allow me to make up any missed assignments. The professors’ decision was understandable because it would not be fair to other students who attended every class session and every missed assignment was my own fault. I completely acknowledge my mistakes.
I am aware that my mistake was putting work before my education, and I take full responsibility for my actions. Although, my academic performance was unsatisfactory, I was able to help my mother stabilize our financial status once more and cleared our debt with the landlord. I understand that excuses are not tolerable, but I assure you that my actions were for good intentions to help my family. I have not given up on my education and I don’t ever plan to. And since my eldest cousin from _______________ has recently moved into our home, she will continue to help with the finances, and I will no longer have to work. Therefore, I will be able to have complete focus on my studies and continue on my education. I never had trouble registering for classes in the past, I will continue to speak to an advisor about my future plans, and I will continue to give my best performance towards education.
I hope this letter has provided a clear understanding of my past dilemma, that no longer exists, and the reason for my poor academic results. I’ve learned my lesson from this situation and I will be prepared for any future surprises. I beg you reconsider my eligibility for financial aid, because without it, I would have to continue working as a full-time student. Except this time I will not be working to support my family, but I would be working to support my own education from my own pocket. And with tuition fees constantly increasing, I fear I will remain a student in ____________ longer than I expected. I want to be the first in my family to graduate from a 4-year university and show that I’ve made the right choices in life. If you give me this second opportunity, I assure you that it will not be taken for granted.
</code></pre>

<p>Thank you so much for your time and consideration,</p>

<p>Sincerely,</p>

<hr>

<p>(1) Very well written! :)</p>

<p>(2) Too much detail about your family’s financial circumstances! It’s sufficient to state that “due to a variety of circumstances,” you found your family on the verge of homelessness and, for that reason, took a job. You can also say that you started out with part-time work, but were later forced to switch to full-time. You do not need to mention: your father, your grandparents, the Asian-Spanish language issues, or the fact that you agreed to take money “under the table” - which is illegal! Cut this section of your letter to the bare bones.</p>

<p>(3) Too little detail about the solution that will now allow you to return to school full-time, without having to work. You say a cousin has moved into your home. So? Does she have a job? Is her income sufficient to support the family? How long is she planning on staying?</p>

<p>In other words, what reassurance can you give the school that the same situation that happened this past year won’t reoccur? </p>

<p>The school wants to understand what went wrong, but it also wants to be certain that you now have a plan for the future that will permit you to succeed. So, you don’t need to provide tremendous detail about your cousin - but you do need to answer the few questions I listed above.</p>

<p>Again, very good writing. You just need to work on the content. Your final letter should be a lot shorter. (And if you’re not actually spacing between paragraphs, you need to!)</p>

<p>Good luck!!!</p>

<p>Great advice. It definitely needs to be shorter and more to the point, but it is very well-written. :slight_smile: </p>

<p>(And, can I say, I love your positive, constructive reply, dodgersmom. Being fairly new to CC, I am sometimes taken aback by the tone of some replies here.)</p>

<p>Even after taking out the ‘under the table’ phrase, your financial aid office may look at your FAFSA in conjunction with the appeal letter (figuring out that you worked full time but did not report the income on your tax return) and you could have a bigger problem for falsifying your FAFSA (and tax returns)</p>

<p>Money earned ‘under the table’ still has to be included on your tax return.</p>

<p>I just came to the same conclusion as Madison . . . the money you earned is going to have to be declared on both FAFSA and your tax return.</p>

<p>Since this all happened in 2012, though, there is no issue of “falsified” returns, since you could not yet have filed a 2012 tax return! If you’ve already filed FAFSA, you’ll just need to amend it once you’ve figured out the tax return.</p>

<p>As for your continued financial aid eligibility . . . yes, the fact that you earned money last year could screw things up, depending on how much you earned. But, take things one step at a time: </p>

<p>(1) Rewrite and submit the appeal letter. </p>

<p>(2) Then figure out your taxes for 2012 and amend your FAFSA accordingly.</p>

<p>(3) Come back to this forum and ask for help if you then have FA eligibility issues due to your earnings. There are some very experienced people here who would be able to advise you.</p>

<p>So, right now, focus on the letter! And take a breath and relax . . . :)</p>

<p>I would NOT admit to “working under the table” !!</p>

<p>

</p>

<p>Well, no, it probably doesn’t need to be mentioned ion the appeal letter.</p>

<p>But the OP does have to pay taxes on those earnings, which she should do - whether or not her employer declared the wages.</p>

<p>OP will potentially owe a lot of taxes on the cash income if shown on Schedule C as self-employment income (federal income tax, federal employment taxes, and possibly state income taxes).</p>

<p>Thank you so much everyone for your feedback! I greatly appreciate your time! I will consider all your suggestions in my new rewritten letter. Thank you again!</p>

<p>

</p>

<p>Yes, all true . . . except that it’s not self-employment income!!! Where do you get such an idea? She had a job and got paid. Her salary and tips are earned income. Line 7 of the 1040: “Wages, salaries, tips, etc.” If her employer didn’t provide her with a W-2, that’s his problem, not hers.</p>

<p>If said ‘if’ since I don’t know all the details of OP’s work arrangement.</p>

<p>If reported as wages on Form 1040 Line 7, OP needs to also file Form 8919.</p>

<p><a href=“http://www.irs.gov/pub/irs-pdf/f8919.pdf[/url]”>http://www.irs.gov/pub/irs-pdf/f8919.pdf&lt;/a&gt;&lt;/p&gt;