<p>Whats the soonest we can apply for them? Is it something we need to do once classes have started? I forget the process, but I'm basically broke and need money to rent a place up there and get situated.</p>
<p>Does it say what you are eligible for on your MyFinAid page? The federal direct subsidized/unsubsidized loan offers should show up with a drop down box that allows you to accept all or some of them. After that, you just need to go to the federal student loan website and do entrance counseling and MPN (both are online and it takes like 15 min tops). </p>
<p>I believe loans pay out at the same time as other aid 10 days before each semester but I’m not sure about that. I’m in the same situation, moving up in 2 weeks and then taking summer session. </p>
<p>If you need loans besides the federal offers or PLUS loan, I don’t know how those work. I know they’re largely based on your credit and you can probably apply anytime through banks/private lenders, etc.</p>