<p>... OOS efc is like 40 grand a year for 80-100 grand households... what? way to be in the awkward middle. I can't pay that. Office</a> of Financial Aid: Sample Aid Packages</p>
<p>Yes, Michigan is very expensive for out-of-state students. Michigan simply doesn’t have the resources to meet the full need of its out-of-state students. If you were to go to Michigan, you would have to take out a bunch of private loans. </p>
<p>I really wouldn’t recommend going to an out-of-state university with a $80,000-$100,000 family income unless you get some major merit based scholarships.</p>
<p>Unfortunately, Michigan is not designed for lower-middle income OOS or international students. The vast majority of the 45% of the students who are not residents come from wealthy-very wealthy families. If you have excellent credentials (4.0 GPA, 2300+/34+ on the SAT/ACT), it is worth applying for a potential scholarship. Otherwise, I would not count on it being affordable. Taking out a loan greater than $30,000 to attend any university is simply not worth it.</p>
<p>OP, yes, Michigan can be very expensive for out of state students. There are some scholarships that are awarded to top achievers and that information is on the web. Michigan does not meet need for out of state or international students.These are considerations you’ll need to think about and discuss with your family when considering an application.</p>
<p>What type of merit scholarships are available to OOS students? Seems like everything I saw applied mostly to in state.</p>
<p>^^ Some departmental merit scholarships are open to kids regardless of need. Most do not require a separate application and are awarded automatically. Again as a soon to be college student make sure you are having conversations with your parents about what the budget is as you craft your college application list. Finances can often dictate where a student can and cannot attend so at the very minimum understand that getting in from a parents perspective is secondary to being able to afford to attend so you might have to “walk away” from a particular college if things don’t work out in the spring when he finaid letters arrive. Apply if it seems reasonable financially but understand if your parents say that there is a “but” at the end of that. There are out of state students that are awarded non-need based merit money that makes UofM affordable for their families so it is possible. One of the nicest scholarships is the Shipman which is $15,000 a year and “by invitation.” But put in perspective that Michigan is expensive. An instate student with no need and no merit scholarship will still pay close to $30,000 midway through college for tuition, room and board.</p>
<p>How much is 1 semester for 16-18 credits for out of state students?</p>
<p>[Office</a> of Financial Aid: Cost of Attendance](<a href=“http://www.finaid.umich.edu/TopNav/AboutUMFinancialAid/CostofAttendance.aspx]Office”>http://www.finaid.umich.edu/TopNav/AboutUMFinancialAid/CostofAttendance.aspx)</p>
<p>You can divide by 2 :-)</p>
<p>Matisyahu, depending on the college, it’s probably somewhere between 20-22K per term</p>
<p>[Tuition</a> and Registration Fees - Office of the Registrar](<a href=“http://ro.umich.edu/tuition/tuition-fees.php]Tuition”>Tuition & Fees | Office of the Registrar)</p>
<p>I did some project in a class with a girl from NY with this financial background. I asked how she gets by without going massively in debt. She rents a 4 br house with like 10 ppl and they didn’t turn the heat on until late November. She works at the cafeteria 20+ hrs and takes food for free when possible. She doesn’t return home like ever, not even for the holiday, to save $. I basically made her stop by for thanksgiving dinner out of pity. I mean, if that’s the kind of sacrifice you want to make, go for it.</p>
<p>@square that doesn’t include housing right?</p>