Track Coach at Harvard offered me...

Note that I never said that the total rating is a simple sum. I said that the athletic score is “on par” with the others. For more details see this quote in the Arcidiacono report:

Those odds aren’t great, if he has even 5 athletes with your stats apply every year I would expect at least one would get in. That’s not much of a bump.

I think you have to honestly assess what your priorities are. If you don’t get in to Harvard, what are your other options? Are you ok with that? Do you have a guaranteed admissions and team spot elsewhere? If you don’t get in to Harvard, are you now not getting help anywhere?

I don’t really know T&F well, but my guess is that if you are at that level athletically you are probably at a level that at least one NESCAC or other high academic school has a coach that would give you a slot. Personally I would take a guarantee at Amherst or Middlebury over a less than 50/50 at Harvard. But that’s a very personal decision and you have to make that one yourself.